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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Joe was extremely helpful and professional His staff was amazing All the paperwork was done electronically and the process was smoother than I expected
Reply from Owner
June 25th, 2020 12:00 AM
Thank you for stating this. My hope is other potential clients and referral partners find value in this true statement. It was great to work for and with you.
Team Spisak was very helpful in every regard. When I sent an email, it was responded right away with an email or phone call. I never felt that I was in the dark in regards to any step of the way. You don't see customer service like this anymore....
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Reply from Owner
June 17th, 2020 12:00 AM
You were great to work with as well! Thank you for appreciating our efforts to give you our best. Let's stay in touch as I want to get you an even better rate, should fortune allow.
Joe and team were the best. so patient, understanding and explained everything very well..always returned call, text's, email immediately. Will recommend to everyone I know.
Reply from Owner
June 10th, 2020 12:00 AM
Thank you for this kind review. We were happy to be of help to you.
Joe and his team were easy to work with, kept all lines of communication open and were readily available to answer all of our questions. I highly recommend them to anyone looking to buy or refinance a home!
Reply from Owner
June 10th, 2020 12:00 AM
Thank you for letting everyone know about us. Please spread the word with those you know. I enjoyed working with and being of help to you.
This is our second time working with Joe, Kayla and the Waterstone team and both times they have been amazing! We bought our first condo last year with the help of the Waterstone team and closed in less than a month. This year they helped us...
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Reply from Owner
June 8th, 2020 12:00 AM
Thank you for sharing your review with us and the community! We are so glad to hear that your closing and refinancing processes were so amazing! We look forward to working with you again!
This is the second time I’ve used Joe and Kayla for a property and both times have been awesome. Like everyone else, I’m constantly busy and work keeps me pretty bogged down. Joe and Kayla are always there with a quick email or call to give...
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Reply from Owner
May 29th, 2020 12:00 AM
Thank you for your kind words! We agree that Joe and Kayla are excellent! We look forward to working with you again soon!
Joe, Kayla and team are second to none! Complete confidence given and always follow up and through. Best in the biz! Everything done expeditiously and on time.
Reply from Owner
April 22nd, 2020 12:00 AM
Thank you JB! Happy to have been of service to you, again.
Joe and his team do great work. They are always available to answer any questions and/or concerns. They get the work done so fast. His team works well together and they are super communicative. We've bought 3 homes over the last 9 years and...
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Reply from Owner
April 16th, 2020 12:00 AM
Thank you for this awesome vote of confidence for other potential customers and clients to see. Thank you for your trust all these years. I'm fortunate to have your loyalty and will always do my best for you and your family.
Joe and team did a great job with my refinance. They were very clear with all the process steps and what I needed to provide to make it easy. All e-mail answered promptly and always picked up the phone when called. I would recommend them #1...
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Reply from Owner
April 9th, 2020 12:00 AM
Thank you so much for trusting us to do right by you. You made it very easy for us to perform for you.
It has been a pleasure working with Joe and his team into getting aproved for our first house.Joe is very knowledgeable and he always answers your questions in a timely manner.
Reply from Owner
April 8th, 2020 12:00 AM
Thank you so much for this great review. It was my honor helping you achieve your goal. I know you have bigger goals than this and we look forward to helping you accomplish those too.
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions