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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager

With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Working with Joe and his team proved to be a great experience! They were great communicators and extremely efficient. They made us feel like we were their only clients; answering every question and guiding us through what is normally a stressful...
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Joe Amato with Waterstone Mortgage made our refinancing process about as easy as one could ask for. Great communication and personal touch are just two reasons to work with Joe and his team.
Joe and his team are knowledgable about the market and loan options and were flexible to work with me to find the loan that's a best fit for me. They are not pushy sales people just trying to close a deal. Throughout the process they are very...
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Reply from Owner
October 29th, 2020 12:00 AM
Thank you for the kind words and sharing your vote of confidence and experience here. Knowing you and your connections with banks, from high level and yet choosing me and my team meant a lot as we know you had choices!
Karen was helpfull and the process was pretty easy even with everything done remotely
Joe Spisak's customer service is above and beyond. Joe diligently walked me through the entire process from beginning to end. He provided numerous options and gave me the information I needed to make informed decisions. He genuinely cared about...
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Reply from Owner
October 28th, 2020 12:00 AM
You are most welcome. Thank you for trusting me. It was my honor serving one who has served and continues to serve our country.
Joe Spisak at Waterstone Mortgage NMLS #197397 has received a review with 5 star rating from Kevin M
Joe and Kayla have made the home buying process so easy and stress free by their ability to communicate exactly what they need and when they need it by. Our attorney was so impressed that we did not need a mortgage extension request because...
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Reply from Owner
October 20th, 2020 12:00 AM
Thank you for allowing us to be part of such a special day in your lives. We were truly honored and very much appreciated the opportunity to be of service to you.
Joe and his team did a great job on the refinance. Quick and easy process.
Reply from Joe Spisak
October 7th, 2020 05:06 PM
Thank you, Kacper!
Joe Spisak handled my mortgage when I bought my condo eight years ago, and it was a pleasure to work with him again this year when I refinances at a much lower interest rate. Joe was thorough and efficient on the initial estimates and paperwork...
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Reply from Owner
October 8th, 2020 12:00 AM
Your kind review is much appreciated. You were great to work with and for and we're thankful for your loyalty.
Joe and his team were great. We bought a new house and Waterstone were very professional
Would highly recommend
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions