Top 5%
Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Joe and his team were amazing, detailed focus and looked out for our best interest and made the process so easy with there esiging, it took a lot of the stress out of it. They were there every step of the way. Very professional and pleasant...
read more
Reply from Owner
January 8th, 2026 10:56 AM
Thank you for your review, Claire! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Our experience with Team Spisak was as smooth as it gets! Very professional on all phases of the transaction. Their platform was cutting edge & modern, and the ability to leverage paperwork digitally to a secure portal was super efficient and...
read more
Reply from Owner
January 8th, 2026 10:56 AM
Thank you for your review, Andrew! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Joe and Kayla made the entire process seamless. The professionalism and hard work were much appreciated as we had a complicated situation. I can recommend Joe Spisak without any reservations at all.
Reply from Owner
January 8th, 2026 10:56 AM
Thank you for your review, Lance! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
This was our 3rd time working with Joe and his team; they are truly the best!!!! They answered all our questions and made the process easy and painless :) They were quick, informative and made sure we got all of our questions answered. It was...
read more
Reply from Owner
March 25th, 2021 12:00 AM
Thank you for this review and for being so great to work with!
We asked our financial planner for a referral to refinance our mortgage. Without hesitation he said Joe Spisak. He said “ you have to use Joe.” He was right. You will not find a more dedicated, customer service oriented professional than Joe....
read more
Reply from Owner
March 9th, 2021 12:00 AM
Thank you for taking the time to write this review, Lances! Providing excellent customer service, throughout the refinance process, is always my top priority. I am glad we were able to provide you with a positive refinancing experience. I...
read more
Joe and his team are absolutely wonderful!!! Joe answered all my questions in a timely manner and was extremely helpful through the whole process . I would recommend him and his team with no doubt.
Reply from Owner
March 9th, 2021 12:00 AM
Thank you for taking the time to write this review, Adelepezzetti! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Joe and his team.
This was my second time working with Joe and his team. Just as the first time, the team was amazing. They readily answered all my questions, made sure I knew every option available, and also ensured I wouldn't over pay for my new home. Working...
read more
Reply from Owner
January 8th, 2026 10:56 AM
Thank you for your review, Lauren! The team and I were thrilled we were able to provide you with a positive loan experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or buy...
read more
Communication was clear and always kept us up to date. It was very thorough and all tasks and documents needed were easy to compile. Was always a phone call or email away, they made it easy with doing most documents online and in portal. Both...
read more
Reply from Owner
March 3rd, 2021 12:00 AM
We were happy to help make a complicated process seem very simple and clear for you and yours. Thank you for the great review!
This was my second time working with Joe and his team. Just as the first time, the team was amazing. They readily answered all my questions, made sure I knew every option available, and also ensured I wouldn't over pay for my new home. Working...
read more
Reply from Owner
March 3rd, 2021 12:00 AM
Thank you for such a kind review. We loved working with and for you and were happy to ensure you didn't overpay for your home and that all the numbers made sense to you. A predictably smooth process is what our customers and referral partners...
read more
Joe is the best. Great service, honest, gets the job done!
331–340 of 613
About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
View All
Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions