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Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Awesome service! Joe and team were able to close in a real short timeframe and were able to pull out a miracle!
Great service!
Reply from Team Spisak at Waterstone Mortgage ...
June 28th, 2024 06:14 AM
Thank you for your recommendation, Bill! The team and I were thrilled we were able to provide you with a positive experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or buy...
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Awesome service! Joe and team were able to close in a real short timeframe and were able to pull out a miracle!
Great service!
Reply from Owner
January 8th, 2026 10:55 AM
Thank you for your review, William! The team and I were thrilled we were able to provide you with a positive experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance or buy a new...
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Joe and his team are no BS and supported us every step of the way as we went about getting the mortgage on our home. Everything was clear and explained to us and he worked at all hours making sure we got the best deal we could, sometimes in...
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Reply from Owner
June 24th, 2024 12:00 AM
Thank you for sharing, Molly! We're thrilled to hear everything went so smoothly with your mortgage process with the help of Joe and his team. We hope to work with you again in the future.
Joe and his team knocked it out of the park for us again. It was a long journey to find our home but the financing part was never a stress. Everything is super streamlined and getting them all the needed documents was easy with their portal....
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Reply from Owner
January 8th, 2026 10:55 AM
Thank you for your review, Mike! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch....
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Great communication and made the path forward easy and understandable.
Reply from Owner
January 8th, 2026 10:55 AM
Thank you for your kind review, Broeden! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
It was great to work with Joe and Kayla. Awesome communication throughout the entire process. Handled my refinance in a very timely manner. I would highly recommend Joe and his team for any mortgage need!
Reply from Owner
April 29th, 2024 12:00 AM
Thank you for taking the time to write this review, Geoff! Providing excellent customer service, throughout the refinance process, is always our top priority. We're glad you received nothing but the best from Joe and his team.
Joe Spisak at Waterstone Mortgage NMLS #197397 has received a review with 5 star rating from Tommy P
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star rating, Tommy.
Joe Spisak at Waterstone Mortgage NMLS #197397 has received a review with 5 star rating from Ian S
Reply from Owner
January 8th, 2026 10:55 AM
Thank you for the 5-star rating, Ian. Stay in touch.
Hands down the hardest working loan officers around. He was way ahead of the game in the loan process that it made everything go smoothly.
Reply from Owner
January 8th, 2026 10:55 AM
Thank you for taking the time to write this review, Donnie! A fast and easy loan is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone Mortgage...
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Joe Spisak is an absolute Boss! He went above and beyond to get me into my house when I needed it done!I had a few struggles with closing due to the sellers of the house not getting some repairs done in time and Joe was still able to get the...
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Reply from Owner
February 14th, 2024 12:00 AM
Thank you for sharing, Tony! We're thrilled to hear everything went so smoothly with your homebuying with the help of Joe and his team. We hope to work with you again in the future.
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About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
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Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
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Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions