Top 5%
Joe Spisak at Waterstone Mortgage NMLS #19739...
Branch Manager
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, t... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Joe is a true professional and a pleasure to work with.
Reply from Joe Spisak
May 31st, 2025 06:05 PM
Thank you, Chris!
Joe was super available and helpful throughout the loan process. He and Kayla explained everything I needed and helped move my loan from FHA to conventional.
Reply from Joe Spisak
May 29th, 2025 03:05 PM
Evan-You were great to work with. You were very responsive and on top of getting us what we needed which enabled me and the team to look after your best interests, no pun intended. :0) Thank you for the review and know I look forward to being...
read more
Joe Spisak and Kayla Marien were amazing from start to finish!I am glad we decided to work with you guys instead of using a more mainstream bank. They made everything easy to understand and worked tirelessly on our behalf! Wonderful lender!...
read more
Reply from Owner
May 29th, 2025 03:07 PM
James! Thank you for the kind review. I 'm proud of how we were able to provide you $20k in down payment and closing cost assistance. Thank you for trusting me and the team and for sticking with us as we worked through some tough challenges...
read more
Joe Spisak and Kayla Marien were amazing from start to finish!I am glad we decided to work with you guys instead of using a more mainstream bank. They made everything easy to understand and worked tirelessly on our behalf! Wonderful lender!...
read more
Reply from Owner
July 22nd, 2025 12:00 AM
James! Thank you for the kind review. I 'm proud of how we were able to provide you $20k in down payment and closing cost assistance. Thank you for trusting me and the team and for sticking with us as we worked through some tough challenges...
read more
Excellent lender for anyone looking to purchase a home in the IL area. Great service and always kept us in the loop throughout the entire home buying process. Joe and Kayla were extremely easy to work with from start to finish. I highly recommend...
read more
Reply from Owner
May 29th, 2025 03:09 PM
We are thrilled to hear about your positive experience with my team during your home buying process, James. It's great to know you noticed the quality of our service where we made sure to keep you informed every step of the way. Thank you for...
read more
Joe and Kayla were exceptional throughout the whole process. They explained everything in a very simple way for us as first time homebuyers to understand. They jumped through lots of hoops to get us into our new home. We really appreciate all...
read more
Reply from Joe Spisak
May 29th, 2025 03:23 PM
We are thrilled to hear about your positive experience with my team. Our dedication to ensuring a clear and supportive home-buying process is something we take pride in. We appreciate your recommendation and are delighted that we could assist...
read more
Excellent lender for anyone looking to purchase a home in the IL area. Great service and always kept us in the loop throughout the entire home buying process. Joe and Kayla were extremely easy to work with from start to finish. I highly recommend...
read more
Reply from Owner
July 22nd, 2025 12:00 AM
We are thrilled to hear about your positive experience with my team during your home buying process, James. It's great to know you noticed the quality of our service where we made sure to keep you informed every step of the way. Thank you for...
read more
Joes the best. It’s as simple as that. I’ve used him on my first house and I’m about to use him again. He makes the process a breeze, he communicates well and has GREAT response time. I’m not a trusting person, especially when it comes to stuff...
read more
Reply from Team Spisak at Waterstone Mortgage ...
May 29th, 2025 03:10 PM
Mike-Wow! Thank you for this review. This is humbling. I look forward to working with you again. Let's get these rates to move lower and we'll be in touch!
Joes the best. It’s as simple as that. I’ve used him on my first house and I’m about to use him again. He makes the process a breeze, he communicates well and has GREAT response time. I’m not a trusting person, especially when it comes to stuff...
read more
Reply from Owner
May 31st, 2025 06:08 PM
Mike-Thank you for paying it forward by sharing your positive experiences with me and the team. Your trust and satisfaction are incredibly important to me. I look forward to connecting with you again when these rates finally decide to move...
read more
Joes the best. It’s as simple as that. I’ve used him on my first house and I’m about to use him again. He makes the process a breeze, he communicates well and has GREAT response time. I’m not a trusting person, especially when it comes to stuff...
read more
Reply from Owner
July 22nd, 2025 12:00 AM
Mike-Thank you for paying it forward by sharing your positive experiences with me and the team. Your trust and satisfaction are incredibly important to me. I look forward to connecting with you again when these rates finally decide to move...
read more
101–110 of 613
About
With 27+ years in the mortgage industry, Joe Spisak is a nationally recognized mortgage professional dedicated to helping clients secure the best loan options with great pricing and a seamless experience. His team prioritizes client care, transparent communication, and proactive problem-solving to make the process smooth. As an expert in a wide range of loan products, Joe ensures each homebuyer finds the perfect mortgage for their needs. Backed by Waterstone Mortgage’s cutting-edge technology, Joe and his team provide exceptional service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase mortgage loans & house hacking
Refinancing
VA home loans
Conventional home loans
multi unit home loans
condo home loans
Investor loans and property acquisitions
cash-out refinancing
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- NMLS
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #197397
Awards
Hobbies
- Fishing
- Faith
- Hockey
View All
Disclaimer
State of Iowa Licensee Exempt.Massachusetts Mortgage Lender License #MC186434.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-91094.Illinois Residential Mortgage Licensee #MB. 6760383-009.Massachusetts Mortgage Broker License #MC186434.Arizona Mortgage Banker Branch License #1005269.State of Kentucky Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions