

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Mon
24 hours
Tues
24 hours(Open now)
Wed
24 hours
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Reviews from Web
Joe went above and beyond for us in every way possible. The amount of care and attention to detail he gave us were second to none. He took the time to answer everyone of our questions and guided us down the best path possible for what we wanted...
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Joe evaluated our goals and asked appropriate questions so that he could understand our objectives. He clearly explained all options to us based on the goals that we had for our loan. He was thorough and his follow through was timely. I would...
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Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hi Bob! Thank you for your feedback and your kind words! I’m glad you enjoyed your experience and appreciate you taking the time to leave a review. You and Leslie were truly a joy to work with. I am always available to brainstorm if you two...
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Joe evaluated our goals and asked appropriate questions so that he could understand our objectives. He clearly explained all options to us based on the goals that we had for our loan. He was thorough and his follow through was timely. I would...
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Reply from Owner
December 9th, 2019 12:00 AM
Hi Bob! Thank you for your feedback and your kind words! I’m glad you enjoyed your experience and appreciate you taking the time to leave a review. You and Leslie were truly a joy to work with. I am always available to brainstorm if you two...
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Joe was great to work with. Kept us informed throughout the entire process and made it a smooth transaction.
We were referred to Tidewater by a friend and the gentlemen we were referred to was actually on vacation so Joe took over for him in the beginning. We loved joe so much that we stuck with him through the entire process, he was Very kind and...
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Joe was always available, notified us of changes asap, he enjoys helping people and it was a wonderful experience to work with.
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Joe has been phenomenal with getting us to closing . He created files to give us the ability to look at numbers that were in our range . Joe was in communication with me around the clock to answer any process questions that I had ! Thanks Joe...
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Follow up
His passion for the business
Thorough attention to detail
flexibility
Knowledge of the business
Joe had a great follow through and helped us identify the correct loan and framework in the initial stages. He’s awesome
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)