

Joe McMeans
Senior Loan Officer

We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
From the first pre approval letter until settlement Joe was with us every step of the way. He made a usually tedious and exhausting process, a walk in the park. We will definitely use And recommend Joe for all of our mortgage needs.
Joe was incredible to work with. He got us an amazing rate and we closed 2 weeks early! He was extremely quick to respond, knowledgeable, and friendly. Thank you so much Joe!
Working with Joe and his team was great! Joe was very patient with me and answered all of my questions. Sometimes more than once. Even though I wasn’t local my closing went very smoothly! I will definitely recommend Joe to family and friends....
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Overall the process was pretty painless.
Joe is very professional and super friendly to work with. it was a very surprisingly quick and easy process for my FHA loan.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hey James! More than three years already! I hope everything is going great in your home, and I hope dad is doing great! Never hesitate to reach out if you have any questions. Have a great day!
Joe was extremely helpful through every step in the process.
Joe was very informative and helpful throughout the whole process.
Reply from Joe McMeans
June 29th, 2026 02:48 PM
Hey Garry! Crazy to think it's been more than three years already. I hope you had a great birthday yesterday. Such a joy watching you, Lis, and Hux grow as a family on Facebook! Just a quick reminder, I'm always here if the two of you have...
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Joe was easy to talk to and we felt comfortable asking him any questions along the way.
Working with Joe to refinance was great. I just wish I didn't take so long to start the process. Joe was easy to get a hold of and he was great at explaining the process and our next steps. I will continue to recommend him to anyone I know...
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Joe was very attentive during our refinance process! I would without reservation recommend everyone to give Joe an opportunity to work with your home financial needs! Matt Vance
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Capital Region Veterans Coalition (CRVC), Member
- Veterans of Foreign Wars (VFW), Member
- Center for Community Resources (CCR), Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- PA #69863
- NMLS ID 1828957
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)