Joe Mancuso

Name: Luminate Bank - Little Falls NJ
Address: 219 Paterson Ave b5, Little Falls Township, New Jersey, 07424
Telephone: +1-973-919-7233
Rating: 4.98

Mortgage Loan Originator | NMLS# 39890

Luminate Bank - Little Falls NJ

4.98

(194)

Mortgage

Mortgage Loan Officer

Contact Info

(973) 919-7233

Little Falls Township, NJ

https://joemancuso.goluminate.com/

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4.98

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4.97

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Joe is a pleasure to work with, he is always quick to respond, knowledgable, and is overall very reliable during an important time in people's lives.

Joe and the team are exceptional to work with, Joe was on top of every step in the loan process and kept me updated via call/msg/email. Overall my experience was great with Luminate Bank and Joe is awesome!

Joe was very transparent always made himself available to answer any questions or concerns I had. Also made the entire process as seamless as could be would recommend all my friends and family to Joe

Joe was super easy to communicate with and responded promptly!

Joe and the team at Luminate Bank have been absolutely exceptional. They helped us close three properties in record time, and this isn’t a one-off experience — we’ve now worked with them on more than five properties.Joe is incredibly responsive,...

Joe and the team made the process simple and timely for us and we are glad!

Joe and team were super responsive and closed on a tight timeline

Over the course of three years, Joe Mancuso provided exceptional support as we navigated our home search. His patience, expertise, responsiveness, and steady guidance made the process seamless. We highly recommend working with Joe.

Great service by Joe.

The experience with Joe was absolutely top-notch. He helped us structure the loan in a way that allowed us to fortify the advantage of our existing low first-mortgage rate while unlocking the equity we needed. His ability to distill complex...

Reply from Joe Mancuso

November 26th, 2025 03:36 PM

Thanks so much for this review Matthew! I appreicate you recognizing the importance I place on communication throughout the process. If there's anything more I can help with in the future, feel free to reach out.

10 of 194

About

If you are looking for experience and responsiveness in a loan officer, I am your choice. Being a loan officer since 2002, I take great pride in being straightforward with my clients. If you are looking for a direct answer, I will give it to you. Providing excellent customer service has always been my top priority and will continue to be throughout my career. I have been awarded the Five Star Professional Award 8 years in a row. Five Star Professional conducts research directly from consumers who have been provided quality service from their service professional. Less than 1% of licensed mortgage professionals in the New Jersey area receive this award.

Products & Services

Mortgage Loan Officer

FHA Home Loan

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223

/850

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Time Zone

Eastern Standard Time (EST)

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