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Joe Mancuso - Mortgage Loan Originator | NMLS# 39890 in Little Falls Township, NJ

Joe Mancuso

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Mortgage Loan Originator | NMLS# 39890

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If you are looking for experience and responsiveness in a loan officer, I am your choice. Being a loan officer since 2002, I take great pride in being straightforward with my clients. If you are looking for a direct answer, I will give it t... Show More
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5 Star
99%
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1%
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Reviews from Web
  • Encompass
    A
    Andrew J P
    Netcong, NJ
    Posted on September 28th, 2026 03:03 PM
    This is the 3rd mortgage with Joe, he is great from start to finish. He is an expert and it shows in his service and advice and communcation overall 10 out 10 service.
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    Matthew A
    Long Valley, NJ
    Posted on August 29th, 2026 02:41 PM
    Seamless, excellent communication, clarity, made a very difficult process very easy, extremely helpful advice and insights
    Reply from Joe Mancuso
    August 31st, 2026 02:36 PM
    Matthew, I'm grateful for your kind words and am pleased to hear that I could make the process easier for you and Jourdan. I'm so happy for your both!
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    Eric J
    MANAHAWKIN, NJ
    Posted on July 14th, 2026 09:51 PM
    fantastic at what he does, knows the market really well and makes the process as easy as it can b
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    James D
    NORTH MYRTLE BEACH, SC
    Posted on July 1st, 2026 12:13 PM
    Joe Mancuso was very helpful. He kept us informed the entire way.
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    Jennifer H
    MOUNT PLEASANT, SC
    Posted on June 27th, 2026 04:17 PM
    I have worked with Joe before. He is honest, hard working, and I know he is doing his best for me as a customer. I followed Joe to Luminate Bank. I will highly recommend him to anyone needing a mortgage l.
    read more
    Reply from Joe Mancuso
    June 29th, 2026 02:10 PM
    Jennifer, I truly appreciate your kind words and your continued trust in me. It's great to hear that you feel confident in the service I provide, and I'm grateful for your recommendation. If you ever need anything or have questions, please...
    read more
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    Matthew P
    Randolph, NJ
    Posted on March 31st, 2026 06:45 PM
    Joe is a pleasure to work with, he is always quick to respond, knowledgable, and is overall very reliable during an important time in people's lives.
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    Kamalraj R
    Pigeon Forge, TN
    Posted on February 4th, 2026 04:12 PM
    Joe and the team are exceptional to work with, Joe was on top of every step in the loan process and kept me updated via call/msg/email. Overall my experience was great with Luminate Bank and Joe is awesome!
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    Joseph P Y
    MANALAPAN, NJ
    Posted on January 6th, 2026 08:04 PM
    Joe was very transparent always made himself available to answer any questions or concerns I had. Also made the entire process as seamless as could be would recommend all my friends and family to Joe
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    Patrick P
    HADDONFIELD, NJ
    Posted on January 6th, 2026 05:44 PM
    Joe was super easy to communicate with and responded promptly!
  • Zillow
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    Invest W
    Sevierville, TN
    Posted on December 13th, 2025 12:00 AM
    Joe and the team at Luminate Bank have been absolutely exceptional. They helped us close three properties in record time, and this isn’t a one-off experience — we’ve now worked with them on more than five properties.Joe is incredibly responsive,...
    read more
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    About
    If you are looking for experience and responsiveness in a loan officer, I am your choice. Being a loan officer since 2002, I take great pride in being straightforward with my clients. If you are looking for a direct answer, I will give it to you. Providing excellent customer service has always been my top priority and will continue to be throughout my career. I have been awarded the Five Star Professional Award 8 years in a row. Five Star Professional conducts research directly from consumers who have been provided quality service from their service professional. Less than 1% of licensed mortgage professionals in the New Jersey area receive this award.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 39890
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
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