Joe Garon
Sales Manager/Loan Officer | NMLS 2140825
Joe Garon (NMLS #2140825) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Joe provides comprehensive home financi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 7 PM
Fri
9 AM to 7 PM
Sat
9 AM to 7 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Very professional . Joe was great to work with. His follow through is very impressive. His response to our questions and concerns was very prompt! I highly recommend Joe Garon for your financial needs.
Reply from Joe Garon
August 9th, 2025 12:22 PM
Thank you so much for your generous feedback, Susan. I'm glad to hear that my follow-through and prompt responses made a positive impact on your experience. Ensuring that your questions and concerns were addressed quickly is always a priority...
read more
After a disappointing first-time homebuyer experience, working with Joe and his team truly helped us regain hope in the real estate process. From the very beginning, they were patient, attentive, and incredibly supportive. They took the time...
read more
Reply from Joe Garon
August 9th, 2025 12:24 PM
Thank you so much, Imhotep, for sharing your experience. I'm genuinely pleased to know that working with me and my team was a positive turning point after your first home buying journey. It was truly important to us to make sure you felt understood...
read more
Joey did a great job and communicated very well what each step in the process would be!
Reply from Owner
August 9th, 2025 12:22 PM
I appreciate your feedback, Robert. I'm glad to hear that you found my communication clear and helpful throughout each step of the process. It's important to me that you feel informed and confident as we navigate the home loan journey together....
read more
Joey Did a great job and communication was outstanding
Reply from Joe Garon
August 5th, 2025 02:53 PM
I'm really pleased to hear that you felt the communication was outstanding, Robert. It's important to me to keep you well-informed throughout the process, so I'm glad it made a difference. Thank you for your kind words, and if there's anything...
read more
His knowledge and expertise as he guided my wife and I through the selling and buying process.
Reply from Joe Garon
August 5th, 2025 02:54 PM
I'm grateful for your feedback, Stephen. I'm glad that my knowledge and expertise were helpful to you and your wife during the selling and buying process. It's important to me that I provide clear guidance, so I'm pleased it was beneficial....
read more
Joe was very patient with my wife and I as we worked our way through the selling of two homes and to turn around and purchase one home. His knowledge of the process was excellent but the ability to lead us forward on what to do when was superb...
read more
Reply from Owner
August 5th, 2025 02:54 PM
Thank you, Steve, for sharing your experience. I'm really glad my patience and guidance made a positive impact as you navigated selling two homes and purchasing another. It’s gratifying to know that my approach helped ease the process for you...
read more
Joe Garon has received a review with 5 star rating from Bill E
Reply from Owner
January 9th, 2026 09:52 AM
Thanks for the five star review Bill!
Joe was the best home loan professional, I've ever worked with. From the beginning of the transaction to the very end, Joe ensured that we were treated with the highest regards. He was very knowledgeable and was able educate us along the way!...
read more
Reply from Joe Garon
August 3rd, 2025 02:32 PM
It means a lot to hear that you found my support throughout the home loan process so helpful. I'm glad that the information and guidance made a difference for you. Thank you for trusting me with your mortgage needs; it was truly rewarding to...
read more
Joe was attentive and kept me informed every step of the process.
Reply from Joe Garon
July 7th, 2025 02:03 PM
I'm glad to hear that you had a positive experience with your refinance. It was a pleasure assisting you, and I appreciate your feedback on my attentiveness and communication.
Joe was extremely helpful throughout our entire loan application process.
Reply from Joe Garon
July 3rd, 2025 02:58 AM
I'm thrilled to hear that you found the loan application process helpful. It was a pleasure to assist you with your purchase, and I appreciate your kind words. If you have any further questions or need assistance in the future, please feel...
read more
61–70 of 164
About
Joe Garon (NMLS #2140825) is a premier mortgage loan officer and local lending expert in Fairfax, Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Joe provides comprehensive home financing solutions with Embrace Home Loans. A Different Approach to Lending I believe a mortgage is more than just a transaction â it's a critical component of your long-term financial health. My philosophy is to act as your financial advisor, not just a loan officer. I take an inquisitive and customized approach to every client. Contact Joe today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home purchase financing
Second home financing
Investment property financing
Cash out refinacing
Refinance to lower interest rate or payment
Real estate and tax strategy planning
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Embrace Home Loans - Loan Officer May 10th, 2021 - Current
Memberships
- Northern Virginia Association of Realtors
- BNI - Business Forum of Fairfax
- NMLS
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 2140825
- Virginia
- Maryland
View All
Achievements
- Completed Masters of Business Administration from Georgetown
Hobbies
- Cooking
- Baking
- Hiking
View All
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.