Joanna Lerma Mann
Branch Manager
With a rich history of 23 years as a licensed mortgage banker, I have the expetise to guide you to your mortgage solution with ease and value. My knowledge of Conventional, FHA, VA, NonQM, Commercial & Heloc programs will allow me to secur... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 7 PM
Fri
8 AM to 7 PM
Sat
9:30 AM to 3 PM
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Reviews from Web
Joanna Mann was the best person to work with from start to finish in helping me get a HELOC. Her expertise and knowledge were incredible. She always checked in with me to make sure everything was progressing.
Joanna was great very professional she help me through a time of need and was extremely patient with me answered all my questions. Joanna explained all my options what would work for me not like other lenders just not working in my benefit...
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I had the pleasure of working with Joanna as my mortgage broker, and I can confidently say that she exceeded my expectations. From the moment we connected, Joanna exhibited a level of care and attention that made me feel like she was in my...
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Whoooooo just got funded today .I put in a request through these advertising programs on Facebook. I got so many calls never I answered cause I thought nothing will work . Joanne was one of the agent who actually took the anchitive to text...
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Joanna from West Capital Lending helped us get a HELOC that was funded from start to finish in less than two weeks. The process was so simple, all completed electronically, and we were always aware of the processing phase we were in. Joanna...
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Joanna has amazing attention to detail, she will be with you every step of the way. She is professional and extremely knowledgeable. This is our second time working with her, we have closed on a 30 yr fixed loan with a very low interest rate,...
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Everything was so easy and perfect Joanna and her team we such a pleasure to work with. I will definitely be recommending this program to my friends! She was so personable, informative and very responsive to my calls,texts etc you cant go wrong...
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I had a challenging situation to maneuver with obtaining my home loan. Joanna and her team remained in continuous contact with me through the ENTIRE process. I’m 100% satisfied with service and professionalism. I will definitely use her again...
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As a first time home buyer and self employed my home loan needs were different from others as I needed a Bank Statement Loan. When I first started the process I found other loan companies but they continually gave me the runaround. Getting...
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Joanna was in my corner through the whole refinance process. When we first connected, she was friendly and knowledgeable. As our refinancing conversations continued I really felt that she wanted what was best for me and my partner in terms...
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About
With a rich history of 23 years as a licensed mortgage banker, I have the expetise to guide you to your mortgage solution with ease and value. My knowledge of Conventional, FHA, VA, NonQM, Commercial & Heloc programs will allow me to secure your best tailored options. Whether this is your first home purchase or you're accessing equity to optimize your finances- I will give you clear expectations and updates, so you can concentrate on all the other facets of life. I love what I do and look forward to assisting you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
Reverse Loans
Interest-Only Mortgages
Specialities
Spanish speaking
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Positions
- West Capital Lending - Sr. Loan OfficerAug 16th, 2021 - Current
- West Capital Lending, Inc - Sr. Loan OfficerAug 16th, 2021 - Current
Memberships
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 216276
- DRE # 01850444
Hobbies
- Gardening, Painting, Sourdough Baker, Knitting, Hiking, Biking
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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