

Joann Rooney at NFM Lending
Branch Manager | NMLS# 150917

With over two decades of experience in the residential mortgage industry, JoAnn Rooney has helped hundreds of homeowners purchase and refinance their homes. Based in Palm Harbor Fl, JoAnn Rooney is the branch manager and Senior Loan Officer... Show More
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It was awesome working with Michael on the pre-approval process and loan application. He was very friendly and answered all of my questions and concerns in a timely fashion. As a first time home buyer, he made everything easy to understand...
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All were very helpful.
So like I said, Joann worked hard to get us over the finish line, but the rookie underwriter did not know what he was doing. He questioned payments that were irrelevant, but ignored $125K in construction payments that he probably should have...
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Joann was very good. Brittany the loan processor was good but missed some key items we had sent to her such as a signed lease. The underwriter was awful. We got approval for the loan weeks before closing but a few days before closing came up...
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Joann is very knowledgeable and thorough. She usually answers her phone, and if not she returns my call quickly. In today's world this is unusual. It was a pleasure having joann process my loan. I highly recommend her and would use her again...
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All was good but sometimes communication lagged. Also would want request for ALL information upfront and and not in bits and pieces.
Everything was fine except the web site questionaire and it’s reference to cookies.
Great team great results
Joann, Mike and Brittany worked tirelessly to get my loan closed! I presented them with a number of challenges and they had the solutions! This team is professional, highly skilled and they are excellent communicators. Not to mention, they...
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Everyone was very helpful in walking us through refinancing our home loan.
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About
With over two decades of experience in the residential mortgage industry, JoAnn Rooney has helped hundreds of homeowners purchase and refinance their homes. Based in Palm Harbor Fl, JoAnn Rooney is the branch manager and Senior Loan Officer for award-winning mortgage lender NFM Lending. Representing NFM Lending, JoAnn is backed by in-house processing, underwriting, funding, and closing departments to streamline communications and the overall loan process. With a focus on customer service, JoAnn Rooney has built her business throughout Florida with the help of her satisfied clients, realtors and business partnerships. The JoAnn Rooney Team of NFM Lending excel at exceeding expectations, communication and customer satisfaction.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Memberships
- Rotary Club of Dunedin North
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 150917
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.