JoAnn Crutchfield at Element Home Loans
Loan Officer | NMLS# 260203
I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed.... Show More
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The availability of JoAnn Crutchfield who answer phone calls at any time, take the time to discuss matter with client that was very exception for someone who was very uncertain. Having someone be so available and willing to go above and beyond...
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I am so thankful I found JoAnn! She was great at being available, answering my questions and more importantly, being transparent throughout the entire home buying process. JoAnn was able to work with me so that I get the best deal for my financial...
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I highly recommend Joann! She's very knowledgeable, passionate and works hard to assist her customers. We love our home, closed Sept 2020, so grateful we had her as apart of our home buying experience. Thanks Joann, you're the best!!
JoAnn was awesome. I really appreciate the way she kept me informed through the journey to home ownership. This process can be stressful and she took that away. I highly recommend JoAnn to any future home buyers.
Mrs. JoAnn is one of the best loan officer in Atlanta , she more like a therapist to me,due to what the last loan company put me through. Joann walk me through the process and dealt with my fears of not getting the loan ,I was just traumatize...
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I would just like to say Joan’s performance was amazing and she was a joy to work with! She worked tirelessly to get my loan approved and did not stop until all the T’s were crossed and all the I’s were dotted. She kept me we’ll informed throughout...
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Stressful process.
As a first Time homebuyer, she worked with me closely and communicated everything that I need to know. I would definitely recommend. Excellent job!
JoAnn Crutchfield was absolutely great! She kept me up to date throughout the entire process and addressed any questions that I had promptly. I would highly recommend JoAnn to any family member or friend.
Great support during this stress experience.
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About
I take great care to cultivate a culture that is filled with happiness and teamwork. Our organization's slogan, "Where the Primary focus is you", applies to our customers as well as our Branch Partners, because when you succeed, we succeed. As an Element Home Loans team member I always strive to be pleasant, hardworking, and willing to go beyond my job duties to help you and your customers throughout their transaction.
NMLS#260203
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 260203 // GA MLO# 26793
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.