

Jim Shirley
Partner/Mortgage Consultant | NMLS # 91137

Jim is one of the two Principal owners of Gum Tree Mortgage and has been involved in the Mortgage Industry, since 2000. Jim enjoys the outdoors, sports and traveling with his wife (Angela) and three children. Jim holds a Bachelor of Science... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Jim is great at communicating and keeping things simple. As a first time home buyer, things can get complicated. Jim explains everything very well and breaks things down in a simple way to make sure you understand everything. He also takes...
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Reply from Jim Shirley
July 24th, 2025 01:59 AM
Thanks for giving me the chance to work with you guys. If you ever need anything you know how to reach me.
Jim was awesome! He made sure to understand where we were at and helped us get the best rate possible. I felt like I was talking to my dad, which was very comforting. Jim is the best!
Reply from Jim Shirley
July 24th, 2025 02:00 AM
I certainly enjoyed working with you guys and appreciate you giving me the opportunity. If you guys ever need anything let me know.
Seemed to be more complexity than was anticipated, 8/10 is pretty good though. More so didn't like only having the 3 options on the previous page about service. Great to me would have been that everything went 100% to plan. If there was something...
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Reply from Jim Shirley
July 15th, 2025 11:21 PM
I appreciate your honest feedback, Stuart. I understand that you encountered some unexpected complexities, and while I'm glad to hear we were able to meet close to the original estimate, it's important for me to learn from these experiences...
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it was very inconvenient to not have our lender at closing, requiring the title company to walk us through signatures on paperwork she was not familiar with. In addition, my personal Information was not correct at closing, requiring a significant...
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Reply from Jim Shirley
June 13th, 2025 04:45 PM
We apologize for the inconvenience you experienced during your closing process. Our loan officers try to attend all of our closings, but in this case moving up the close date to close earlier would not allow the Loan Officer to attend. The...
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After our first conversation with Jim, we knew he was the lender for us. Throughout the entire buying process he was always there to answer phone calls and emails to help us get through buyinng our first home. He made this process very easy...
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Reply from Jim Shirley
June 1st, 2025 11:02 PM
I'm thrilled to hear that your home-buying process was seamless and enjoyable. It was a pleasure assisting you, and I appreciate your recommendation. Thank you for choosing Gum Tree Mortgage for your first home purchase.
Jim quickly built our trust. High degree of detail and personalized advice. I always believed the home buying process would be difficult, but Jim and his team was able to make the process so streamlined and simple.
Reply from Jim Shirley
April 1st, 2025 08:21 PM
I'm thrilled to hear that the home buying process was streamlined and simple for you. It was a pleasure building trust and providing personalized advice to meet your needs. Thank you for your kind words and for choosing Gum Tree Mortgage.
Jimmy Shirley just made it easy to deal with. Great guy to work with
Reply from Jim Shirley
January 30th, 2025 06:42 PM
Thanks for picking us and taking them time to send the reveiw.
Jim was helpful at any time and quick with what we needed. We wouldn't use anyone else.
Reply from Jim Shirley
January 25th, 2025 03:51 AM
Ashley, thank you for taking the time to leave such a wonderful review and for rating us 5 stars! I'm absolutely thrilled to hear that you were pleased with the service provided. The team at Gum Tree Mortgage and I always strive to be helpful...
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Great communication, great efficiency overall great service . thank yall !
Reply from Jim Shirley
December 25th, 2024 01:26 PM
I'm thrilled to hear that you found our communication and efficiency to your liking, Mildred. Your positive feedback means a lot to us here at Gum Tree Mortgage. I'm glad that we could assist you with your Refi-Cashout loan purpose. Your high...
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Jim and his team were excellent!!!
Reply from Jim Shirley
November 19th, 2024 08:40 PM
I'm delighted to hear you had such a positive experience with us, Lauren! We strive to provide the best service for our clients and your feedback is testament to that. It was a pleasure assisting you with your purchase and we look forward to...
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About
Jim is one of the two Principal owners of Gum Tree Mortgage and has been involved in the Mortgage Industry, since 2000. Jim enjoys the outdoors, sports and traveling with his wife (Angela) and three children. Jim holds a Bachelor of Science degree from Mississippi State University. Jim is passionate about helping people reach their dream of home ownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Self-Employed Mortgages
Specialities
conventional, VA, Jumbo, FHA, USDA
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 91137
Hobbies
- Hunting
- Skiing
- Hiking
Disclaimer
Gum Tree Mortgage NMLS # 70653