Jim Belote
Senior Vice President | NMLS ID #254207
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jim and Karen have always been very helpful and responsive. I would definitely use them again! We’re always happy with the service we get from tidewater mortgage.
Great!
Jim Belote and Karen Smith did a great job handling our home refinance package. They were prompt, organized and very professional.
Jim was always available to answer all questions and concerns.
How prompt and dedicated this team was made my experience wonderful.
Jim did a great job of helping me figure out how to get the best loan possible! In a competitive housing market, every part of the deal is important and having a strong LOCAL mortgage lender helped us get our dream home even with multiple other...
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Jim was great to work with. I would highly recommend him for your mortgage needs.
Team Belote, specifically Karen Smith, was awesome. Very attentive and helpful throughout the refi process.
Jim and Karen went above and beyond to ensure we closed in and short amount of time! Not only did they have excellent communication and explanations, they were very polite and understanding! We would recommend them to anyone we know buying!...
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Kept me informed, made providing the documents easy and convenient.
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Atlantic Coast Mortgage - Senior Vice PresidentNov 13th, 2025 - Current
Memberships
- Virginia Mortgage Bankers Association
- Hampton Roads Realtor Association
- Coastal Virginia Builders Industry Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #254207
- Licensed in NC, VA
Hobbies
- Golf
- Fishing
- Boating
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)