James Gilch
Mortgage Loan Officer | NMLS # 2769685
First Alliance Home Mortgage, L.L.C. opened in 2004 and had since become one of the premier lenders in the North East. A Mortgage Banker/Broker with tremendous resources and a broad range of mortgage products we are committed to providing y... Show More
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James Gilch has received a review with 5 star rating from Francelis P
Reply from Owner
March 11th, 2026 06:56 PM
Thank you for the great review, Francelis! We truly appreciate your support.
James Gilch has received a review with 5 star rating from Beatriz P P
Reply from Owner
March 11th, 2026 06:56 PM
Thank you for the 5-star rating, Beatriz! We appreciate you choosing First Alliance Home Mortgage.
James Gilch has received a review with 4 star rating from Rosa T
Reply from Owner
March 11th, 2026 06:56 PM
Thank you for the 5-star review, Rosa! We appreciate your support and are grateful you chose our team.
Julie Bernhardt was instrumental in getting the mortgage for my new home. It was sometimes a difficult process and she helped me every step of the way! I couldn’t ask for a better partner in this journey.
Reply from Owner
March 11th, 2026 06:56 PM
Thank you, Jane! We’re so glad Julie was able to support you throughout the process. Buying a home can come with challenges, and having someone guide you every step of the way makes all the difference. Congratulations on your new home!
James Gilch has received a review with 5 star rating from Chris P
Reply from Owner
March 11th, 2026 06:56 PM
Thank you for the 5-star review, Chris! We appreciate your support and are glad you had a positive experience with our team.
James Gilch has received a review with 5 star rating from Bryan W
Reply from Owner
March 11th, 2026 06:56 PM
Thank you for the 5-star rating, Bryan! We truly appreciate your support.
Nick Natale made us feel comfortable throughout the entire mortgage process. He kept us up to date and we never had to wonder what was happening as we moved forward. He is professional, friendly, and more importantly, knowledgeable about what...
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Reply from Owner
August 25th, 2026 04:28 PM
Thank you, Nancy, for the wonderful feedback! We're so glad Nick made your mortgage experience comfortable and kept you informed every step of the way. We truly appreciate your trust in First Alliance Home Mortgage and your recommendation!
James Gilch has received a review with 5 star rating from Cesar T
Reply from Owner
March 11th, 2026 06:57 PM
Thank you for the 5-star review, Cesar! We truly appreciate your support.
I had an incredible experience working with Patrick for my recent home purchase. From the very first conversation to the final signature at closing, he was there every step of the way.What impressed me most was the level of guidance he provided....
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Reply from Owner
March 11th, 2026 06:58 PM
Thank you, Sunil! We're thrilled to hear you had such a great experience working with Patrick Japaz. Helping clients navigate the homebuying process smoothly is always our goal, and we appreciate you sharing your feedback about how Patrick...
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Princesa is super knowledgeable, professional and always advocates for her clients’ best interest! She makes the process of buying or refinancing your home is smooth and with best outcome for you!
Reply from Owner
March 11th, 2026 06:58 PM
Thank you, Irina! We're so glad to hear about your great experience working with Princesa. Her dedication to helping clients and advocating for their best interests truly makes a difference.
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About
First Alliance Home Mortgage, L.L.C. opened in 2004 and had since become one of the premier lenders in the North East. A Mortgage Banker/Broker with tremendous resources and a broad range of mortgage products we are committed to providing you with the best rates and service available in today's market. Our Corporate Office is conveniently located in Cranford, NJ and near all the major highways. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2769685
Disclaimer
First Alliance Home Mortgage, LLC. NMLS ID #5034 (www.nmlsconsumeraccess.org)
www.FAHMloans.com
20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338
Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV.
Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker.