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Jessica Zibragos - Loan Officer | NMLS  2228918 in Ocean City, MD

Jessica Zibragos

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Loan Officer | NMLS 2228918

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Jessica Zibragos (NMLS #2228918) is a premier mortgage loan officer and local lending expert in Ocean City, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Jessica provides comprehensiv...... Show More
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Overall Ratings
4.92
(12)
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Reviews from Web
  • 5.0
    google
    I
    Isis K
    Posted on June 16th, 2026 12:29 PM
    Jessica Zibragos has received a review with 5 star rating from Isis K
  • 4.83
    SFTP
    I
    Isis K
    Suitland, MD
    Posted on June 16th, 2026 12:29 PM
    Im a first time homeowner and my experience with the company was outstanding everything went smooth as possible.
  • 5.0
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    A
    A G U
    Posted on June 8th, 2026 09:08 AM
    Jessica was a pleasure to work with and was able to be flexible and find options to close the deal!
  • 5.0
    SFTP
    M
    Marcus T
    Suitland, MD
    Posted on June 8th, 2026 09:07 AM
    Jessica was a pleasure to work with and was able to be flexible and find options to close the deal!
  • 5.0
    google
    C
    Christina C
    Posted on May 20th, 2026 01:53 PM
    Jessica Zibragos has received a review with 5 star rating from Christina C
  • 5.0
    SFTP
    C
    Christina C
    Baltimore, MD
    Posted on May 20th, 2026 01:53 PM
    Jessica and Scott were great with timely communication and making sure I understood the process. They kept me informed, step by step, and made the experience run very smooth. Many thanks to a great team!
    Reply from Jessica Zibragos
    June 4th, 2026 01:54 PM
    Christina, I'm grateful for your kind words about the teamwork between Scott and me. It's nice to know that our communication helped make your experience smooth and clear. If you need any further assistance, please don't hesitate to reach out....
    read more
  • 4.16
    SFTP
    S
    Shanell C
    Baltimore, MD
    Posted on May 11th, 2026 12:11 PM
    Jessica was pleasan to work with
    Reply from Jessica Zibragos
    May 26th, 2026 02:14 PM
    Shanell, I'm happy to hear that you found it pleasant to work with me. Thank you for taking the time to share your experience with Embrace Home Loans. If you have any questions or need further assistance, please feel free to reach out.
  • 5.0
    SFTP
    K
    Kyle R
    Edgewater, MD
    Posted on April 4th, 2026 12:27 PM
    It was great the whole way through Jess was super helpful, thorough , and timely the entire process. She explained anything and everything we needed a better understanding of and the process was smooth and efficient. She helped us get into...
    read more
    Reply from Jessica Zibragos
    April 20th, 2026 08:31 PM
    Kyle, I'm pleased to hear that you found the refinance process smooth and efficient with my assistance. It's great to know that my explanations were helpful and that you're in a better position now. Thank you for your kind recommendation, and...
    read more
  • 5.0
    SFTP
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    Kelsey C
    Middletown, DE
    Posted on March 27th, 2026 07:38 PM
    Jess was great to work with. She was always quick to respond and great with walking us through the refinance process.
    Reply from Jessica Zibragos
    April 13th, 2026 06:03 PM
    Kelsey, I appreciate your kind words. I'm glad to hear that you found my responsiveness and guidance helpful during your refinance process with Embrace Home Loans. If you have any more questions or need further assistance in the future, feel...
    read more
  • 5.0
    SFTP
    J
    John H
    New Castle, DE
    Posted on March 5th, 2026 06:15 AM
    Jessica showed a lot of patience with me and wife explained things very professional would use and recommend her
    Reply from Jessica Zibragos
    March 20th, 2026 05:26 PM
    John, I'm glad to hear that I could assist you and your wife with your cash-out refinance at Embrace Home Loans. I always aim to provide clear communication and support, so I'm pleased to know that you felt well-informed throughout the process....
    read more
  • 10 of 12
    About
    Jessica Zibragos (NMLS #2228918) is a premier mortgage loan officer and local lending expert in Ocean City, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Jessica provides comprehensive home financing solutions with Embrace Home Loans. Jessica Zibragos has been a Business Development Assosicate at Embrace for two and a half years. She's been promoted to the role of Junior Loan Officer, and is excited to help people in Anne Arundel County purchase their dream homes. Always the go-getter, Jessica has a background in the fitness industry as a personal trainer and general manager. Contact Jessica today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    450
    /850
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    Positions
    • Embrace Home Loans - Junior Loan Officer
      Apr 12th, 2023 - Current

    Year Started

    2025

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 2228918
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.