Jenny Terrell
Sr Loan Officer
Jenny Terrell has proudly called Athens home since 1996, when she moved to town to attend UGA and quickly fell in love with the community. For the past 22 years, she has worked as a mortgage loan officer, helping clients navigate the home f... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours(Open now)
Sat
24 hours
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Reviews from Web
Jenny and her team are excellent!
I have found Jenny Terrell to be extremely helpful, supportive and knowledgeable to work with. She has helped me tremendously in securing two different home loans and has a lot of patience!!!! If I ever sell and buy again, Jenny will definitely...
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Such a great experience working with Jenny and her team! They were responsive, professional and willing to answer a question at all times. Highly recommend her and will use her again.
Reply from Owner
August 16th, 2026 12:00 AM
Thank you so much, Crystal! It was a pleasure working with you and I look forward to the next opportunity to help out!
Jenny came recommended to me by my agent and she and her team batted a thousand in every aspect. She was very proactive in the approval process and was more than happy to run multiple estimates when I wanted to see the numbers different ways....
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Jenny is Great to work with. Did my re-finance with her a few years ago and everything was so easy peasy. Being able to do a lot of it all through emails/uploads helped as I am so busy during the day with work.When my son decided to buy a house...
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Reply from Owner
June 16th, 2026 12:00 AM
Thank you, Connie! It was a pleasure working with you! Referring your own son when he needed a mortgage is the highest compliment. I'm grateful for you and Kendall!
Jenny came to us by recommendation and we couldn’t be more thankful. At every turn or question, Jenny was there with a quick response. We were clueless about different types of loans and our options, but she was able to explain things and give...
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Reply from Owner
June 16th, 2026 12:00 AM
This means so much, Scott! Thank you for trusting me with your questions and your mortgage. Congrats on becoming a homeowner!
Jenny not only got my loan approved and closed in less than a month, she was a vital part of getting my house closed so I did not lose the house I was trying to purchase. Everything that went right with Jenny went wrong on the sale side for...
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Jenny did an awesome job for us. We found a house in a very popular neighborhood where they go under contract almost always same day they are listed. She was able to get me pre-approved and a loan approval letter almost immediately. We had...
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Reply from Owner
June 16th, 2026 12:00 AM
It was my pleasure to help you, Steve! Glad you persevered through that sale transaction and your purchase was smooth sailing. :) Welcome to Athens!
I couldn’t find a place to leave a review for Mike Grace so I’m just going to leave it here. We started our home buying process through rocket mortgage and 6 months and thousands of dollars later we was on the verge of losing our dream home...
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I can’t say enough good things about Jenny Terrell. I work with her both personally and professionally, and she has handled numerous loans for me as well as for many of my clients. Every single time, she shows up with the same level of care,...
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About
Jenny Terrell has proudly called Athens home since 1996, when she moved to town to attend UGA and quickly fell in love with the community. For the past 22 years, she has worked as a mortgage loan officer, helping clients navigate the home financing process with confidence. Her goal is to make every experience clear, smooth, and as stress-free as possible through strong communication, personalized guidance, and support every step of the way.
Outside of work, Jenny enjoys early mornings at the gym and cheering on her boys—one at UGA and one in high school. She and her husband, Waldo, have been married for 21 years and share their home with two dogs, a handful of chickens, and a cat.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Non-QM
Cash-Out Refinances
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Memberships
- Athens Area Association of Realtors
- Women's Council of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- nmls # 440255
Disclaimer
Athens Classic Mortgage NMLS #2793217