

Jeff McMillin
Sr Mortgage Lender

With 20 years in the mortgage industry, Jeff helps clients make confident, informed decisions whether buying their first home, upgrading, or refinancing. He serves customers nationwide and has extensive experience with Conventional, FHA, VA... Show More
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Jeff secured me a very competitive rate and beat a team member referral at Rocket. All through the process his communication was timely and professional, even over the weekend. He is my first choice if a home loan is needed in the future.
Reply from Jeff McMillin
September 12th, 2026 12:24 AM
David, I really appreciate your kind words and fantastic review. I am delighted to hear that you were pleased with the competitive rate that I secured for you at First Federal Bank and that you found my communication timely and professional...
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communication and knowledge/experience
Reply from Jeff McMillin
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had a positive experience with me at First Federal Bank, Shelley. Your kind words regarding my communication and knowledge/experience mean a lot. I strive to provide the best service possible. Your 5-star rating...
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Jeff is the consummate professional and is by far the most outstanding, best mortgage lending expert we have EVER worked with. There are plenty of reasons why we have returned to work with Jeff on three, successive home buying occasions, in...
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Reply from Jeff McMillin
September 12th, 2026 12:24 AM
Thank you, Paul, for such a glowing review! This truly means a lot. It's been a pleasure working with you and your wife throughout these past home buying experiences. Your trust in me has been very significant. I'm overjoyed that you've found...
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The professionalism, the kindness, the patience, and the friendly concern and spirit that I received in helping me through the process. I am thankful for all the help that I received, and again Thank you for everything!
Reply from Jeff McMillin
September 12th, 2026 12:24 AM
I'm really pleased to hear that you were satisfied with the service, Mark. Your kind words are a great reminder of why I do what I do. It was a pleasure to guide you through the process and I'm glad that you felt my commitment to professionalism...
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Jeff is great! This was our fourth transaction with him and it was another smooth experience. Jeff is professional, transparent, and outstanding communication. I trust and respect his guidance. HIGHLY RECOMMEND!!!
Reply from Jeff McMillin
September 12th, 2026 12:24 AM
Thank you so much for your kind words and 5-star rating, Paul! It's always a pleasure assisting you with your transactions. I truly appreciate your trust and your recommendation. Looking forward to working with you again at First Federal Bank....
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As an experienced homebuyer, I've worked with several mortgage lenders over the years, but Jeff from First Federal Bank Mortgage Lenders truly stands out. His expertise and dedication made my recent home purchase remarkably smooth.Jeff's in-depth...
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Reply from Jeff McMillin
September 12th, 2026 12:24 AM
Irene, reading your comprehensive review has truly brightened my day. I am thrilled to hear that my services made your home buying process remarkably smooth. It's always my objective to simplify complex mortgage terms and to anticipate potential...
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It is better to schedule a call for the customer if they have any questions. Email sometimes is not a good way for clear communication. But overall, Jeff answered all my questions.
Reply from Jeff McMillin
September 12th, 2026 12:24 AM
Thanks for your valuable feedback, Zhao. I'm glad I could answer all your questions. Your suggestion about scheduling a call for enhanced communication resonates with me and I'll definitely set this as a priority in the future. I appreciate...
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Jeff's knowledge and willingness to answer my question. Jeff was always available and if he wasn't was very go at returning my calls and replying to emails. Jeff make the rate reduction process easy and seamless. I look forward to working with...
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Reply from Jeff McMillin
September 12th, 2026 12:24 AM
I appreciate your positive feedback, Davin. It was my pleasure to assist you with the rate reduction process. I always strive to be available and responsive to all inquiries, so I'm happy to hear that it was reflected in your experience. Looking...
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Jeff McMillin provided outstanding service and is the reason I decided to go with First Federal Bank for this new mortgage. However, once the process moved into underwriting, the service could have been better. Specifically, I was disappointed...
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Reply from Jeff McMillin
September 12th, 2026 12:24 AM
Hi Dennis,Thank you so much for your in-depth feedback. I am thrilled to hear that you found my service outstanding. At the same time, I am sorry to hear about the confusion and stress caused by the underwriting process. We are always striving...
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Jeff made the process simple and easy. He answered all of our questions. He was also accessible whenever we had questions come up!
Reply from Jeff McMillin
September 12th, 2026 12:24 AM
I'm thrilled to hear that you had a positive experience with me at First Federal Bank, Kirstin! Your satisfaction is my top priority, and I'm glad I was able to make the process simple and easy for you. Always feel free to reach out if you...
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About
With 20 years in the mortgage industry, Jeff helps clients make confident, informed decisions whether buying their first home, upgrading, or refinancing. He serves customers nationwide and has extensive experience with Conventional, FHA, VA, jumbo, and first-time homebuyer loans. Known for his clear communication and hands-on approach, Jeff guides clients through every step of the process, ensuring a smooth and stress-free experience from application to closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #415077
Disclaimer
Member FDIC This page is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.