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Jean O'young - Loan Officer | NMLS # 1684626 in San Jose, CA

Jean O'young

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Loan Officer | NMLS # 1684626

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GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi...... Show More
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Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
Overall Ratings
4.79
(91)
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Reviews from Web
  • 5.0
    Encompass
    J
    Jian S
    Mammoth Lakes, CA
    Posted on December 23rd, 2025 04:16 AM
    Jean gave an excellent service and we're really happy with the job.
    Reply from Jean O'young
    January 21st, 2026 07:39 PM
    Thanks a lot! Really appreciate it!
  • 5.0
    Encompass
    R
    Rajalakshmi G M
    South Lake Tahoe, CA
    Posted on July 16th, 2025 03:22 PM
    Selecting the most appropriate product or loan option for me that increases my buying power; always available to clear my doubts; utmost patience in explaining the options for me; lead me to a successoul and happy purchase Jean is great!!
    read more
    Reply from Jean O'young
    December 19th, 2025 09:58 PM
    I’m thrilled to hear that I could help make your purchase successful and enjoyable. It was my pleasure to work with you. I truly appreciate your feedback and look forward to assisting you again in the future!
  • 5.0
    Zillow
    J
    Jian W
    Livermore, CA
    Posted on January 13th, 2025 12:00 AM
    I cannot thank Jean enough for her incredible support and expertise in helping us secure a few loans and purchasing a house when we needed them most. Her professionalism, deep understanding of the process, and dedication to ensuring the best...
    read more
  • 5.0
    Encompass
    R
    Raymond L
    South San Francisco, CA
    Posted on May 16th, 2026 05:24 PM
    Jean and her team handled the refinancing process seemlessly. The process was straightforward and quick. Jean was always very responsive to any of my questions through email, text, and phone call. All fees and terms were explained in detail...
    read more
    Reply from Jean O'young
    May 18th, 2026 05:34 PM
    Thank you for the high recommendation, Raymond. It was an absolute pleasure working with you as well.
  • 4.66
    Encompass
    X
    Xing P
    San Francisco, CA
    Posted on May 15th, 2026 04:16 PM
    Jean is effective and always keep communication open.
    Reply from Jean O'young
    May 15th, 2026 09:13 PM
    Thank you for the kind feedback! I’m glad my communication and support have made a positive impact. I look forward to continuing to work together.
  • 5.0
    Encompass
    D
    Donna F L
    Redwood City, CA
    Posted on December 2nd, 2025 04:59 PM
    Jean demonstrated exceptional dedication by ensuring my loan was successfully closed, even when it required extending the processing period and personally covering the extension fee.
    Reply from Jean O'young
    December 19th, 2025 09:51 PM
    Thank you so much for your kind words. I truly appreciate you taking the time to share this feedback. It was my pleasure to assist you, and I’m glad we were able to ensure everything was completed successfully. Please don’t hesitate to reach...
    read more
  • 4.5
    Encompass
    Y
    Ying L
    Saratoga, CA
    Posted on December 1st, 2025 02:47 PM
    Jean is very knowledgeable and responsible. If she can have more helpers to help her, it would be better to handl the cases faster.
    Reply from Jean O'young
    December 19th, 2025 09:52 PM
    Thank you for your feedback. I truly appreciate your recognition. I just got new helpers, and I hope we have the opportunity to work with you again in the future.
  • 5.0
    Encompass
    S
    Shao M T S
    Menlo Park, CA
    Posted on October 31st, 2025 10:21 PM
    非常感谢Jean Oyoung负责任的工作👍👍
    Reply from Jean O'young
    December 19th, 2025 09:57 PM
    非常感谢您的认可与鼓励!期待未来还有机会再次为您服务。
  • 5.0
    Encompass
    J
    Jiejun L
    San Jose, CA
    Posted on October 4th, 2025 02:43 AM
    Jean provi excellent service.
    Reply from Jean O'young
    December 19th, 2025 09:54 PM
    Thank you for your kind feedback. I truly appreciate it and look forward to working with you again.
  • 5.0
    Persona migrate verified
    Y
    Yiwei L
    San Jose, CA
    Posted on August 11th, 2023 02:12 PM
    Very patient on clarifying my question and good communication
  • 10 of 91
    About
    GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels. GMCC offers many unique programs, including but not limited to: First Time Buyer Program (5% down, up to $1M with no MI) Purchase without the need to sell your departing primary residence first (for house upgrade) Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc) High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional
    FHA/VA
    Non QM
    Hard Money Loan
    Bridge Loan
    Commercial Loan
    First Time Home Buyer Loan
    No Income Check Loan
    View All
    223
    /850
    Search Rank Score
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    Memberships
    • NMLS
    Addresses and Serving Areas

    Year Started

    2019

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • nmls# 1684626
    Hobbies
    • Running
    • Hiking
    • Camping
    • View All
    Disclaimer
    General Mortgage Capital Corporation NMLS #254895 | FAIR LENDER | FAIR HOUSING NMLS Consumer Access Licensed Mortgage Banker-NYS Department of Financial Services If you have any complaints, please click this link to let us know: compliance@gmccloan.com