

Julie Bernhardt - First Alliance Home Mortgag...
Mortgage Loan Originator | NMLS # 145253

As a highly esteemed mortgage loan originator, Julie Bernhardt offers a tailored lending experience to home buyers in Louisville, Kentucky, Indiana and Florida. With years of expertise, she serves as the trusted guide to securing the perfec... Show More
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Julie always goes above and beyond during the home buying process for her clients. She is always so patient and helpful it really makes the buying process easy. We will definitely be recommending her to any future buyers we know!
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Reply from Julie Bernhardt - First Alliance Ho...
September 14th, 2026 04:26 PM
Thank you so much for your kind words and for trusting me with your home financing over the years! It’s always a pleasure working with you, and I truly appreciate your continued trust and referrals. Wishing you both many happy memories in your...
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I was going into this with no knowledge about how anything worked. From day one Julie explained everything to me in the way I could understand, I very rarely had any questions due to everything was explained to me as soon as anything new came...
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Reply from Julie Bernhardt - First Alliance Ho...
September 14th, 2026 04:23 PM
I’m so happy I could help make each step of the process clear and set the right expectations along the way. It was truly a pleasure to be part of this exciting new chapter! Wishing you many happy memories in your new home!
Julie was do kind and professional, she made the process smooth.
Reply from Julie Bernhardt - First Alliance Ho...
August 31st, 2026 02:16 PM
You were such a pleasure to work with and extremely responsive to our requests throughout the process. I wish you many years of happiness in your beautiful new home!
Julie did an amazing job.She was very informative and very patient through the whole process. I couldn't ask for anyone better
Reply from Julie Bernhardt - First Alliance Ho...
August 27th, 2026 04:04 PM
I'm happy to hear that you felt well informed throughout the process, Chad! Your kind words mean a lot to me, and I'm happy that I was able to help you with your mortgage loan needs!
Julie was very helpful, very friendly and just a joy to work with. She kept me informed through the whole process and was available when I had questions. Julie is great!
Reply from Owner
August 17th, 2026 02:45 PM
I'm so excited for you on the purchase of your home! It was truly a pleasure getting to know you and being part of this meaningful milestone. Wishing you continued happiness and many more wonderful years in your home!
Julie was very helpful, very friendly and just a joy to work with. She kept me informed through the whole process and was available when I had questions. Julie is great!
Reply from Julie Bernhardt - First Alliance Ho...
August 17th, 2026 02:45 PM
I'm so excited for you on the purchase of your home! It was truly a pleasure getting to know you and being part of this meaningful milestone. Wishing you continued happiness and many more wonderful years in your home!
When recommending a loan officer, we will always recommend Julie! She made us feel so comfortable with the entire loan process and always made us feel like we were her number one priority.
Reply from Owner
August 17th, 2026 02:30 PM
Thank you so much! I'm so happy we could help every step of the way and make you feel like a priority. You were a joy to work with! I truly appreciate you taking the time to share your experience and wish you both many years of happiness in...
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Julie was so helpful every step of the way. She answered our questions and our phone calls right away and always made us feel like we were always a priority.
Reply from Julie Bernhardt - First Alliance Ho...
July 30th, 2026 02:34 PM
Thank you so much! I'm so happy we could help every step of the way and make you feel like a priority. You were a joy to work with! I truly appreciate you taking the time to share your experience and wish you both many years of happiness in...
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Great customer service
Reply from Julie Bernhardt - First Alliance Ho...
July 30th, 2026 02:31 PM
Thank you so much for your kind words! We truly appreciate the opportunity to help you with the purchase of your new home!
Julie was absolutely fantastic to work with throughout my loan process. She was incredibly knowledgeable, kept me informed every step of the way, and always responded quickly to any questions I had. She made what could have been a stressful...
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Reply from Julie Bernhardt - First Alliance Ho...
July 20th, 2026 04:55 PM
Thank you so much for your very kind words......I truly appreciate it! It was a pleasure working with you, and I’m so glad I could help make your loan process smooth and stress-free. Wishing you all the best moving forward!
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About
As a highly esteemed mortgage loan originator, Julie Bernhardt offers a tailored lending experience to home buyers in Louisville, Kentucky, Indiana and Florida. With years of expertise, she serves as the trusted guide to securing the perfect mortgage solution, dedicated to helping individuals and families find the perfect home with personalized assistance throughout the home buying journey. With a strong focus on building relationships and understanding unique financial needs, Julie Bernhardt at First Alliance Home Mortgage stands out as the go-to lender for all things mortgage-related.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional loans
First Time Homebuyer loans
Jumbo loans
FHA loans
VA loans
USDA loans
Renovation loans
Reverse mortgage loans
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Memberships
- Englewood Chamber of Commerce
- Polo Fields Country Club
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 145253 - New Jersey
- NMLS# 145253
Awards
2021 President's C...
Hobbies
- Nature cruises on canal
- Attending grandkids sporting events
- Working puzzles
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Disclaimer
First Alliance Home Mortgage, LLC. NMLS ID #5034 www.fahmloans.com
20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338
Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV.
Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance.
NYS Department of Financial Services Licensed Mortgage Banker.
(nmlsconsumeraccess.org)