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Jay Reynolds - Senior Loan Officer | NMLS # 228058 in Saint Louis, MO

Jay Reynolds

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Senior Loan Officer | NMLS # 228058

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At Golden Oak Lending, all of our processes are done in-house. Everything from underwriting to funding to closing happens right in our office. You will have the guidance of a Senior Loan Officer, who will be your personal advocate for getti... Show More
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    S
    Sabrina S
    BREESE, IL
    Posted on August 11th, 2026 03:16 PM
    Jay was easy to work with and answered every question and request we had. Doing almost everything digitally made it easier for myself and my husband with our busy schedules. I would definitely recommend Jay and Golden Oak in the future.
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    Jess O
    BELLEVILLE, IL
    Posted on July 8th, 2026 02:22 PM
    Jay, made it Great!
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    Kayla V
    IMPERIAL, MO
    Posted on July 7th, 2026 06:20 PM
    I recently refinanced my home with Jay Reynolds at Golden Oak Lending, and this was my third time working with him. Jay is always great to work with. He is knowledgeable, responsive, and makes the entire process feel easy and stress-free. I...
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    Andrew W
    HOUSE SPRINGS, MO
    Posted on May 26th, 2026 11:27 PM
    Great service
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    BENJAMIN M
    SAINT LOUIS, MO
    Posted on May 26th, 2026 09:37 PM
    Jay explained everything clearly and made the entire process easy.
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    Vanessa G
    ALTON, IL
    Posted on May 9th, 2026 10:48 AM
    I have been a Golden Oak customer for many years. The process is easy, and they go above and beyond to get the closing in record time!
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    NICHOLAS R
    Lexington, MO
    Posted on April 15th, 2026 04:26 PM
    Easy, no stress, helpful. Jay with gold and oak lending is the way to go. I'll be using again and again
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    TATE M
    COLLINSVILLE, IL
    Posted on April 14th, 2026 12:25 AM
    Jay- listened to my needs and did whatever he could to meet my demands. Great customer service is rare these days where the customer is the primary concern. Thanks Jay
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    WILLIE C
    SAINT LOUIS, MO
    Posted on April 12th, 2026 06:09 PM
    Jay Reynolds ,came to my home to help me complete the mortgage application. He answered all of my questions whenever Icalled. He was very professional and courteous. Thanks Jay!
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    Thomas T
    GILLESPIE, IL
    Posted on April 12th, 2026 01:15 PM
    Jay was wonderful! He made this process so easy and fast! I would recommend Jay to everyone. His kindness and effecIancy were the best I have ever experienced!
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    About
    At Golden Oak Lending, all of our processes are done in-house. Everything from underwriting to funding to closing happens right in our office. You will have the guidance of a Senior Loan Officer, who will be your personal advocate for getting you our lowest possible rate. Your Personal Loan Officer is your sole point of contact for the entire process, so there is no need to retell your story multiple times to different individuals. You have the benefit of an experienced and qualified professional who will guide you through the process of finding and qualifying for the right loan that meets your specific needs.
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 228058
    Disclaimer
    We are an Equal Housing Lender, as well as a member of the National Association of Mortgage Brokers. Missouri License #: 14-1686 | Illinois License #: MB.0006160 Golden Oak Lending is an Illinois Residential Licensee. Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph Street, 9th Floor, Chicago, IL 60601 (312) 793-3000 | Indiana License #: 32254 | Tennessee License #: 129903 ? JLB Corporation DBA Golden Oak Lending is regulated by the Tennessee Department of Financial Institutions