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Javier Ruiz - Mortgage Loan Officer | NMLS 453403 in Fairfax, VA

Javier Ruiz

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Mortgage Loan Officer | NMLS 453403

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Javier’s expertise goes beyond mortgages—his passion lies in helping clients make informed financial decisions at every stage of their journey.
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  • Encompass
    A
    Aisha B
    Stafford, VA
    Posted on July 22nd, 2026 01:56 PM
    It started with me needing a lender letter form him and he did not answer his phone or answer His email until 11:00 because he wasn't feeling well and took a nap so my clients lost the property. Then miraculously that property came back on...
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  • Encompass
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    Marta I N
    Sterling, VA
    Posted on July 11th, 2026 05:38 PM
    Javier always kept me informed and kept calmed. It was a pleasure working with him.
  • Encompass
    A
    Anidith M C
    Sterling, VA
    Posted on July 2nd, 2026 12:38 PM
    I had an exceptional experience working with Javier Ruiz, for my home loan. From start to finish, Javier was incredibly professional, knowledgeable and proactive. Impeccable customer service and complete trustworthy. He has been absolute blessing...
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    Jose G C
    Bealeton, VA
    Posted on June 22nd, 2026 04:39 PM
    it was great because he was very kind and take care of every thing he could do for us he is very good guy at all
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    Luis E M
    Clinton, MD
    Posted on April 24th, 2026 11:47 AM
    Although the process was long, Javier kept me informed every step of the way. Overall, he did a great job, and I would definitely recommend him
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    Rebeca C
    Temecula, CA
    Posted on March 8th, 2026 04:23 AM
    Javier made the entire process easy, he was always available for questions . we trust him and we will recommend him to all our friends and family.
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    Sergio C
    Temecula, CA
    Posted on March 5th, 2026 03:19 AM
    Great job from Javier
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    William B L
    Woodbridge, VA
    Posted on July 5th, 2025 02:59 AM
    Javier was very nice and helpful and fast about the whole entire process from beginning to end. I would recommend him 100%
  • Encompass
    E
    Evelyn B O
    Accokeek, MD
    Posted on June 25th, 2025 01:02 PM
    I had a great experience working with Javier Ruiz, he was giving advice and help us answering every question.
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    Erick N
    Woodbridge, VA
    Posted on June 24th, 2025 04:52 AM
    Javier aswers all clients call and questions fast are very realible
  • 10 of 10
    About
    Javier’s expertise goes beyond mortgages—his passion lies in helping clients make informed financial decisions at every stage of their journey.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 453403
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.