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Javier Ruiz - Mortgage Loan Officer | NMLS 453403 in Fairfax, VA

Javier Ruiz

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Mortgage Loan Officer | NMLS 453403

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Javier’s expertise goes beyond mortgages—his passion lies in helping clients make informed financial decisions at every stage of their journey.
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  • Encompass
    J
    Jose M V
    Stafford, VA
    Posted on August 14th, 2026 03:28 PM
    Javier Ruiz was an excellent loan officer. His courtesy and professionalism stood out throughout the entire process.
  • google
    M
    Mercedes C
    Posted on August 9th, 2026 01:33 PM
    Javier Ruiz has received a review with 5 star rating from Mercedes C
  • Encompass
    M
    Mercedes A C
    Alexandria, VA
    Posted on August 9th, 2026 01:33 PM
    Javier was responsive and effective, always explained everything to me with dedication and patience. I fully recommend him.
  • Encompass
    J
    Jose M P
    Stafford, VA
    Posted on July 27th, 2026 07:37 PM
    Javier was exptiomal on his work. his work ethic are beyond expectation, comunicación was always top priority for Javier would not hesitate to recommend him to future buyers
  • Encompass
    A
    Aisha B
    Stafford, VA
    Posted on July 22nd, 2026 01:56 PM
    It started with me needing a lender letter form him and he did not answer his phone or answer His email until 11:00 because he wasn't feeling well and took a nap so my clients lost the property. Then miraculously that property came back on...
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  • Encompass
    M
    Marta I N
    Sterling, VA
    Posted on July 11th, 2026 05:38 PM
    Javier always kept me informed and kept calmed. It was a pleasure working with him.
  • Encompass
    A
    Anidith M C
    Sterling, VA
    Posted on July 2nd, 2026 12:38 PM
    I had an exceptional experience working with Javier Ruiz, for my home loan. From start to finish, Javier was incredibly professional, knowledgeable and proactive. Impeccable customer service and complete trustworthy. He has been absolute blessing...
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  • Encompass
    J
    Jose G C
    Bealeton, VA
    Posted on June 22nd, 2026 04:39 PM
    it was great because he was very kind and take care of every thing he could do for us he is very good guy at all
  • Encompass
    L
    Luis E M
    Clinton, MD
    Posted on April 24th, 2026 11:47 AM
    Although the process was long, Javier kept me informed every step of the way. Overall, he did a great job, and I would definitely recommend him
  • Encompass
    R
    Rebeca C
    Temecula, CA
    Posted on March 8th, 2026 04:23 AM
    Javier made the entire process easy, he was always available for questions . we trust him and we will recommend him to all our friends and family.
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    About
    Javier’s expertise goes beyond mortgages—his passion lies in helping clients make informed financial decisions at every stage of their journey.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 453403
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.