Javier Handal at CrossCountry Mortgage
Outside Loan Originator | NMLS #368541
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Miami, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Javier Handal at CrossCountry Mortgage has received a review with 5 star rating from Ronall C G
Reply from Owner
October 12th, 2026 06:13 PM
I'm thankful for your high rating, Ronall. It's rewarding to know that your experience with CrossCountry Mortgage, LLC was positive.
Excellet Service , Javier very professional and kindness!
Reply from Javier Handal
October 12th, 2026 07:52 PM
I'm thankful for your kind words, Ronall. I'm pleased to know that you found my service professional and kind. At CrossCountry Mortgage, LLC, providing excellent service is always our goal.
Javier has helped me several times previously and I honestly wouldn't want anyone else for the job. His knowledge, experience, expertise and overall patience is top notch! I will continue to use him in the future and would highly recommend...
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Reply from Javier Handal
May 19th, 2026 05:11 PM
Thank you for your appreciated feedback, Wilfredo. I'm glad to hear that my knowledge and patience have been valuable to you over the years. I truly appreciate your trust and recommendation, and I'm here whenever you need assistance in the...
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This is my second time using Javier and the company that he is with they do an outstanding job very professional, helpful, knowledgeable, and friendly. You can really appreciate it when somebody does a great job.
It was Javier. He helped me through the whole process text messaging very personable very professional very knowledgeable all-around good guy thanks, Javier.
Reply from Javier Handal
April 22nd, 2026 03:46 PM
I'm grateful for your kind words, Ivan. It was my pleasure to assist you through the process and I'm pleased to know that you found the communication helpful and professional. If there's anything more I can do for you, please don't hesitate...
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Javier Handal at CrossCountry Mortgage has received a review with 5 star rating from Tilly L
Great service
Reply from Javier Handal
November 28th, 2025 06:08 PM
Thank you for your positive feedback, Itillia. I'm glad to hear that you found the service great. If there's anything more I can do for you in the future, please feel free to reach out.
Javier Handal at CrossCountry Mortgage has received a review with 5 star rating from Noel F
Javier profesionalism and knowledge made it the most enjoyable experience in my life obtaining a mortgage and I have had a few😁
Reply from Javier Handal
September 1st, 2025 05:10 PM
I'm truly appreciative of your kind words, Marlene. Knowing that my professionalism and knowledge contributed to making your mortgage experience so enjoyable really means a lot to me. It's wonderful to hear that even with past experiences,...
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The entire process was handled efficiently and with great support, making for a smooth and swift transition. We are overjoyed to have become homeowners, thanks to your team!
Reply from Javier Handal
March 16th, 2025 05:54 PM
Thank you so much, Erika! It means the world to hear that you felt supported throughout the process. Helping you achieve homeownership was truly a pleasure, and I'm thrilled you had a smooth experience. If you ever need anything in the future,...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Miami, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #368541 | Branch NMLS #1241451
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 368541
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095