Javier Handal at CrossCountry Mortgage

Outside Loan Originator | NMLS #368541

5.0

(18)

Mortgage

Mortgage Loan Officer

Contact Info

(305) 720-5359

Miami, FL

https://www.gofloridamortgage.com/

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5.0

(18)

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(13)

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Javier has helped me several times previously and I honestly wouldn't want anyone else for the job. His knowledge, experience, expertise and overall patience is top notch! I will continue to use him in the future and would highly recommend...

Reply from Javier Handal

May 19th, 2026 05:11 PM

Thank you for your appreciated feedback, Wilfredo. I'm glad to hear that my knowledge and patience have been valuable to you over the years. I truly appreciate your trust and recommendation, and I'm here whenever you need assistance in the...

This is my second time using Javier and the company that he is with they do an outstanding job very professional, helpful, knowledgeable, and friendly. You can really appreciate it when somebody does a great job.

It was Javier. He helped me through the whole process text messaging very personable very professional very knowledgeable all-around good guy thanks, Javier.

Reply from Javier Handal

April 22nd, 2026 03:46 PM

I'm grateful for your kind words, Ivan. It was my pleasure to assist you through the process and I'm pleased to know that you found the communication helpful and professional. If there's anything more I can do for you, please don't hesitate...

Javier Handal at CrossCountry Mortgage has received a review with 5 star rating from Tilly L

Great service

Reply from Javier Handal

November 28th, 2025 06:08 PM

Thank you for your positive feedback, Itillia. I'm glad to hear that you found the service great. If there's anything more I can do for you in the future, please feel free to reach out.

Javier Handal at CrossCountry Mortgage has received a review with 5 star rating from Noel F

Javier profesionalism and knowledge made it the most enjoyable experience in my life obtaining a mortgage and I have had a few😁

Reply from Javier Handal

September 1st, 2025 05:10 PM

I'm truly appreciative of your kind words, Marlene. Knowing that my professionalism and knowledge contributed to making your mortgage experience so enjoyable really means a lot to me. It's wonderful to hear that even with past experiences,...

The entire process was handled efficiently and with great support, making for a smooth and swift transition. We are overjoyed to have become homeowners, thanks to your team!

Reply from Javier Handal

March 16th, 2025 05:54 PM

Thank you so much, Erika! It means the world to hear that you felt supported throughout the process. Helping you achieve homeownership was truly a pleasure, and I'm thrilled you had a smooth experience. If you ever need anything in the future,...

Javier has been excellent in his work, communication, and with his clarity. He works fast and will go beyond to ensure the customers get what they need on time. Thank You Javier.

Reply from Javier Handal

October 25th, 2024 01:00 PM

I'm immensely grateful for your kind words, Eda. It was my pleasure to ensure that your needs were met in a timely manner. Having clear and constant communication with you throughout the process made my job easier. I always strive to provide...

Friendly, knowledgeable, and responsive, Javier guided two newbies through the complex process of purchasing our first home, couldn't of done it without him.

Reply from Javier Handal

October 10th, 2024 01:50 AM

I'm truly glad to hear your positive feedback, Juan! Assisting first-time home buyers like you is always rewarding. I'm glad that my expertise and responsiveness made the complex process a bit more manageable for you. Thanks for choosing me...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Miami, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #368541 | Branch NMLS #1241451

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage