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Bob Wharton - OVM with AnnieMac Home Mortgage - Branch Manager |  NMLS # 291120 in Newport News, VA

Bob Wharton - OVM with AnnieMac Home Mortgage

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Branch Manager | NMLS # 291120

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Bob understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout t... Show More
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  • Encompass
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    Martha M P R
    NEWPORT NEWS, VA
    Posted on August 12th, 2026 03:33 PM
    Everything went smoothly and quickly and Bob and his staff were patient with us when we were slow to provide information they needed.
    Reply from Bob Wharton - OVM with AnnieMac Hom...
    August 12th, 2026 05:06 PM
    Martha- thanks so much for your kind words! Congrats on your new beautiful home! Cheers! Bob
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    Michael S L
    NEWPORT NEWS, VA
    Posted on August 8th, 2026 11:12 AM
    Bob being able to pivot and find a solution after underwriting messed he whole operation up.
    Reply from Bob Wharton - OVM with AnnieMac Hom...
    August 12th, 2026 05:07 PM
    Mike- Thanks so much for entrusting me through the process! We are always looking for solutions when we need to pivot! We appreciate your business and look forward to working with you again in the future! Bob
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    Michael S
    KILL DEVIL HILLS, NC
    Posted on July 21st, 2026 02:05 PM
    Bob got it done when it was a must
    Reply from Bob Wharton - OVM with AnnieMac Hom...
    July 31st, 2026 02:31 PM
    Michael- it was nice working with you! I am actually headed to Corova on Monday! Love to meet up sometime when down that way. The DSCR loan is a great product for your investors! Have a great weekend! Bob
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    John V D
    KILL DEVIL HILLS, NC
    Posted on July 18th, 2026 11:11 AM
    Bob and team very professional and helpful.
    Reply from Bob Wharton - OVM with AnnieMac Hom...
    July 31st, 2026 02:32 PM
    Vince- as you could tell that was an AI generated response. Congrats on your new place! Looking forward to seeing it! Cheers! Bob
  • Encompass
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    Quincey L C
    HAMPTON, VA
    Posted on June 5th, 2026 02:32 PM
    As a first-time homebuyer, I couldn't have asked for a better mortgage lender. They took the time to walk me through every step of the process, patiently answering my questions and making sure I understood all of my options. Their explanations...
    read more
    Reply from Bob Wharton
    June 15th, 2026 02:33 PM
    Quincey, I'm grateful for your kind words and pleased to hear that I could provide clear explanations and honest guidance during your homebuying journey. It's wonderful to know that my support helped make the process less stressful for you....
    read more
  • Encompass
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    Sabrina L
    SEAFORD, VA
    Posted on June 4th, 2026 12:59 PM
    I think I should've known it was going to be a rough closing when I told my lender that I was graduating from my doctorate program on a specific day he then told me that the closing on our home would be the very next day. I'm sorry, but do...
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  • Encompass
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    Sierra C
    ROME, GA
    Posted on May 22nd, 2026 03:45 PM
    Communication was top tier and Ibwas easily reassured over any questions I had through the process.
    Reply from Bob Wharton
    June 1st, 2026 03:45 PM
    Sierra, I'm glad to hear that the communication met your expectations and that I could reassure you throughout the process. If you have any more questions or need further assistance, please feel free to reach out to me.
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    Arne K
    HAYES, VA
    Posted on May 7th, 2026 03:20 PM
    Bob was very helpfull and went out his way to answer questions.
    Reply from Bob Wharton
    May 18th, 2026 01:28 PM
    Arne, I'm pleased to hear that you found my assistance helpful and that I could address your questions effectively. If you have any more questions or need further assistance, please don't hesitate to contact me.
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    Matthew J
    NEWPORT NEWS, VA
    Posted on May 4th, 2026 03:40 PM
    Easy preapproval, got my client the house she wanted
    Reply from Bob Wharton
    May 14th, 2026 03:41 PM
    I enjoyed working with you. Thanks for the great feedback.
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    Lee A Y
    NEWPORT NEWS, VA
    Posted on May 1st, 2026 11:07 AM
    Easy to understand and see where you are in the process.
    Reply from Bob Wharton - OVM with AnnieMac Hom...
    May 4th, 2026 03:31 PM
    Thank you Lee! Congrats on your new home! Always a phone call away if need anything! Cheers! Bob
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    About
    Bob understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Bob is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 291120
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.