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Bob Wharton - OVM with AnnieMac Home Mortgage - Branch Manager |  NMLS # 291120 in Newport News, VA

Bob Wharton - OVM with AnnieMac Home Mortgage

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Branch Manager | NMLS # 291120

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Bob understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout t...... Show More
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Overall Ratings
4.87
(78)
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  • 5.0
    Encompass
    Q
    Quincey L C
    HAMPTON, VA
    Posted on June 5th, 2026 02:32 PM
    As a first-time homebuyer, I couldn't have asked for a better mortgage lender. They took the time to walk me through every step of the process, patiently answering my questions and making sure I understood all of my options. Their explanations...
    read more
  • 1.5
    Encompass
    S
    Sabrina L
    SEAFORD, VA
    Posted on June 4th, 2026 12:59 PM
    I think I should've known it was going to be a rough closing when I told my lender that I was graduating from my doctorate program on a specific day he then told me that the closing on our home would be the very next day. I'm sorry, but do...
    read more
  • 5.0
    Encompass
    S
    Sierra C
    ROME, GA
    Posted on May 22nd, 2026 03:45 PM
    Communication was top tier and Ibwas easily reassured over any questions I had through the process.
    Reply from Bob Wharton
    June 1st, 2026 03:45 PM
    Sierra, I'm glad to hear that the communication met your expectations and that I could reassure you throughout the process. If you have any more questions or need further assistance, please feel free to reach out to me.
  • 5.0
    Encompass
    A
    Arne K
    HAYES, VA
    Posted on May 7th, 2026 03:20 PM
    Bob was very helpfull and went out his way to answer questions.
    Reply from Bob Wharton
    May 18th, 2026 01:28 PM
    Arne, I'm pleased to hear that you found my assistance helpful and that I could address your questions effectively. If you have any more questions or need further assistance, please don't hesitate to contact me.
  • 5.0
    Encompass
    M
    Matthew J
    NEWPORT NEWS, VA
    Posted on May 4th, 2026 03:40 PM
    Easy preapproval, got my client the house she wanted
    Reply from Bob Wharton
    May 14th, 2026 03:41 PM
    I enjoyed working with you. Thanks for the great feedback.
  • 4.83
    Encompass
    L
    Lee A Y
    NEWPORT NEWS, VA
    Posted on May 1st, 2026 11:07 AM
    Easy to understand and see where you are in the process.
    Reply from Bob Wharton - OVM with AnnieMac Hom...
    May 4th, 2026 03:31 PM
    Thank you Lee! Congrats on your new home! Always a phone call away if need anything! Cheers! Bob
  • 5.0
    Encompass
    H
    Hope B
    YORKTOWN, VA
    Posted on April 22nd, 2026 04:39 AM
    Communication was consistent and thorough, all questions were answered and made for a pleasant experience
    Reply from Bob Wharton - OVM with AnnieMac Hom...
    May 4th, 2026 02:54 PM
    Hope, I appreciate your feedback about the consistent and thorough communication you experienced. It's great to know that all your questions were answered and that it contributed to a pleasant experience. If there's anything more I can assist...
    read more
  • 4.16
    Encompass
    M
    Melissa S
    YORKTOWN, VA
    Posted on April 7th, 2026 01:55 PM
    Bob made himself available for my questions and concerns at any time. He returned my calls and emails on the weekends and I knew I had his support and guidance throughout the entire loan process.
    Reply from Bob Wharton
    April 17th, 2026 01:56 PM
    Melissa, I'm grateful for your recognition of my availability and support throughout the loan process. It's important to me that you felt supported and could reach out whenever needed. If there's anything else you need or any further questions,...
    read more
  • 5.0
    Encompass
    M
    Maeve J S
    YORKTOWN, VA
    Posted on April 4th, 2026 03:46 AM
    Bob and his team made the process so easy and communicated to us throughout the entire loan process so everything went smoothly.
    Reply from Bob Wharton
    April 14th, 2026 06:18 PM
    Maeve, I'm glad to hear that the communication throughout the loan process was helpful and made things go smoothly for you. It's important to me that the process feels easy and well-managed. If you have any other questions or need assistance...
    read more
  • 5.0
    Encompass
    D
    David W M
    NEWPORT NEWS, VA
    Posted on March 14th, 2026 10:15 PM
    Mr. Wharton was excellent, as well his whole team. Questions were answered promptly. Concerns were handled directly. We had a complicated mortgage and Bob worked Tirelessly to get this done. Can't thank him enough.
    read more
    Reply from Bob Wharton
    March 25th, 2026 01:51 PM
    David, thank you for your kind words. It's important to me that your questions were answered promptly and any concerns were addressed directly. Navigating a complicated mortgage can indeed be challenging, and I'm glad to hear that my efforts...
    read more
  • 10 of 78
    About
    Bob understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Bob is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
    View All
    234
    /850
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 291120
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.