

James Ward
Branch Manager | NMLS# 168854

James Ward is a nationally recognized mortgage loan officer, broker, and originator with 25+ years of experience serving all of Texas and Pennsylvania, including Houston and Pittsburgh. Founder of The Ward Group at Fairway Home Mortgage (fo... Show More
Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
James was very professional, knowledgeable and responsive.
Reply from James Ward
August 31st, 2025 01:44 AM
Thank you for your kind words; trusting us to once again assist you in the mortgage financing of your new home in Houston TX. Congratulations. Your home is beautiful and I know you will enjoy it for many years to come. – James Ward | Top 1%...
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This is my second time working with James. He was very professional, knowledgeable and responsive
Reply from Owner
October 22nd, 2025 12:00 AM
Thank you for your kind words; trusting us to once again assist you in the mortgage financing of your new home in Houston TX. Congratulations. Your home is beautiful and I know you will enjoy it for many years to come. – James Ward | Top 1%...
read more
good to talk to and easy to undertand, gave helpful advice, let me know about actions I should take before it became an issue
Reply from James Ward
August 31st, 2025 01:53 AM
Thank you Eric for your kind words and congratulations on your new home in Houston TX – James Ward | Top 1% Mortgage Loan Officer | Houston & Pittsburgh | Jumbo, Luxury, First-Time, Relocation & Reverse Loans
Kind, consideret of our situation and timely. He is a nice person to wrok with. Exibited patience, understanding and willingness to help.
Reply from James Ward
August 31st, 2025 01:45 AM
Maria -- Congratulations on your new home purchase in the River Oaks area of Houston TX. Thank you for allowing us to assist you! – James Ward | Top 1% Mortgage Loan Officer | Houston & Pittsburgh | Jumbo, Luxury, First-Time, Relocation & Reverse...
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James Ward has received a review with 5 star rating from Jesus B
Reply from Owner
October 22nd, 2025 12:00 AM
Jesus -- Congratulations on your new home purchase in the River Oaks area of Houston TX. Thank you for allowing us to assist you! – James Ward | Top 1% Mortgage Loan Officer | Houston & Pittsburgh | Jumbo, Luxury, First-Time, Relocation & Reverse...
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The service and attention to us. I felt like I had known James for ever. Maya helped accomplish the process effortlessly and efficiently. This is what is Great experience
Reply from James Ward
August 31st, 2025 01:45 AM
Jesus -- Congratulations on your new home purchase in the River Oaks area of Houston TX. Thank you for allowing us to assist you! – James Ward | Top 1% Mortgage Loan Officer | Houston & Pittsburgh | Jumbo, Luxury, First-Time, Relocation & Reverse...
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James and Maya are amazing. We have done two mortgages with them now. Our first was for our first house and we had a complicated mortgage (15% down and a jumbo) and they got it done. We just did our second mortgage with them and while it was...
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Reply from Owner
October 22nd, 2025 12:00 AM
Daniel - congratulations on your new home purchase. It was an honor to assist you. Thank you for entrusting us to your care in the mortgage financing of your new home purchase in the River Oaks area of Houston. Your home is beautiful. We appreciate...
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James was easy to get in touch with and made himself available whenever needed. He made the process easy to understand and was able to answer all my questions. Closing was simple and easy and there were no issues. Highly recommend James and...
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Reply from James Ward
August 31st, 2025 01:47 AM
Matt -- congratulations on the purchase of your home. It is beautiful. Thank you for allowing myself and Team to assist you in your first home purchase in Houston TX. All the best! – James Ward | Top 1% Mortgage Loan Officer | Houston & Pittsburgh...
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James was easy to get in touch with and made himself available whenever needed. He made the process easy to understand and was able to answer all my questions. Closing was simple and easy and there were no issues. Highly recommend James and...
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Reply from Owner
October 22nd, 2025 12:00 AM
Matt -- congratulations on the purchase of your home. It is beautiful. Thank you for allowing myself and Team to assist you in your first home purchase in Houston TX. All the best! – James Ward | Top 1% Mortgage Loan Officer | Houston & Pittsburgh...
read more
Great communication . I felt like James was on my side and wanted to help however he could
Reply from James Ward
August 31st, 2025 01:48 AM
Jon - Thank you for allowing us once again to assist you in the mortgage financing of your home in Houston TX. – James Ward | Top 1% Mortgage Loan Officer | Houston & Pittsburgh | Jumbo, Luxury, First-Time, Relocation & Reverse Loans
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About
James Ward is a nationally recognized mortgage loan officer, broker, and originator with 25+ years of experience serving all of Texas and Pennsylvania, including Houston and Pittsburgh. Founder of The Ward Group at Fairway Home Mortgage (formerly Fairway Independent Mortgage Corp), he ranks among the Top 1% of Mortgage Originators in America. James has earned hundreds of verified 5-star reviews on Google, Zillow, Experience.com, and other social platforms, making him one of the most trusted names in mortgage lending. He specializes in jumbo and luxury loans, first-time buyers, relocation, new construction, renovation loans, investment property financing, and reverse mortgages for seniors (HECM), collaborating with top real estate agents, financial advisors, estate attorneys, and CPAs to align mortgage solutions and wealth strategies for his clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Fairway Independent Mortgage Corp; NMLS #168854/#2289 - Home Mortgage Planning Specialist/Residential Home Mortgage Planner/Residential HomeMortgage AdvisorJan 1st, 2004 - Current
- Fairway Independent Mortgage Corp; NMLS #168854/#2289 - Mortgage Branch Manager/Residential Home Mortgage Lender/Residential Home Mortgage AdvisorJan 1st, 2004 - Current
Memberships
- AREAA Houston
- NAIFA Houston
- VNARP Houston Chapter
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 168854/#2289
Awards
Achievements
- Voted Top 1% of Mortgage Originators by Mortgage Executive Magazine; Fairway Independent Mortgage Prestigious Presidents Club and Fairway Club; Certified Mortgage Planner; Reverse Mortgage Planner; Certified Military Mortgage Specialist
Hobbies
- Krav Maga
- Outdoors
- Travel
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures