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James Smith - Sr. Mortgage Advisor | NMLS# 40347 in Shelton, CT

James Smith

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Sr. Mortgage Advisor | NMLS# 40347

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Seasoned mortgage professional James Smith has helped homeowners since 1995. A University of Connecticut graduate in political science and economics, he began as an Account Executive for ABF Freight before entering mortgages at Connecticut ...... Show More
Overall Ratings
4.98
(54)
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Reviews from Web
  • 5.0
    Encompass
    A
    Andres D P
    Ansonia, CT
    Posted on May 14th, 2026 11:13 AM
    James is always there to answer your questions and always responds quickly; he is very efficient, responsible, and professional. I really enjoyed working with him.
    Reply from James Smith
    May 14th, 2026 04:18 PM
    I'm glad to hear that you enjoyed working with me and found my responsiveness and professionalism helpful. Your kind words mean a lot, and I'm grateful for the opportunity to assist you through the process. If you have any more questions in...
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  • 5.0
    Encompass
    S
    Stephanie A S
    Milford, CT
    Posted on November 19th, 2025 06:09 PM
    jim did a fantastic job, he really took the time sit and explain things to me, also respected the crazy work schedule I have. I'd definitely recommend him again!
    Reply from James Smith
    November 20th, 2025 04:44 PM
    It's great to hear that I could accommodate your busy schedule and provide the explanations you needed. I'm pleased that both you and Harry felt supported throughout the process. Thank you for your recommendation and for placing your trust...
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  • 5.0
    Encompass
    S
    Sisira K A
    Derby, CT
    Posted on September 29th, 2025 09:22 AM
    Jim was very supportive and adviced us always. Since we were first time buyers, and did not have much knowledge or buying experience, his extended hand was very important and helpful. Jim, Again Thank You. We would not have got our New Home...
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    Reply from James Smith
    September 30th, 2025 03:31 PM
    It's gratifying to know that I could support you through your first home-buying experience. I'm glad my guidance was helpful and made a difference for you. Thank you for trusting me with the process and I wish you and your family all the best...
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  • 5.0
    Encompass
    C
    Casey C D
    Shelton, CT
    Posted on June 28th, 2025 02:36 AM
    James was amazing to work with. He was very attentive and intune with our needs as first time home buyers. He made everything run smoothly while maintaining communication with us along the way.
    Reply from James Smith
    July 1st, 2025 04:34 PM
    I'm thrilled to hear that your experience as first-time home buyers was smooth and well-supported. It was a pleasure working with you and ensuring that all your needs were met. Thank you for your kind words and trust in Province Mortgage Associates,...
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  • 5.0
    Encompass
    M
    Michael D F
    Oxford, CT
    Posted on June 11th, 2025 12:41 PM
    Jim was just fantastic and was there for me day or night and was a pleasure to work with and would recommend him to anyone and would certainly use him again in a second. Just a terrific guy!
    Reply from James Smith
    June 12th, 2025 05:18 PM
    I'm thrilled to hear that you had such a positive experience working together with Province Mortgage and me. It was a pleasure to assist you, and I truly appreciate your kind words and recommendation. If you ever need anything in the future,...
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  • 5.0
    Encompass
    E
    Eric A V
    Trumbull, CT
    Posted on May 2nd, 2025 05:55 PM
    Jim was always very responsive and knowledgable. His advice to pursue a CHFA loan was incredibly valuable and we never would've known about that option without Jim.
    Reply from James Smith
    May 5th, 2025 07:20 PM
    I'm thrilled to hear that you found my advice on the CHFA loan valuable. It was a pleasure assisting you, and I'm glad I could provide the knowledge and responsiveness you needed throughout the process. Thank you for your kind words and for...
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  • 5.0
    Encompass
    O
    Oleksandr S
    Seymour, CT
    Posted on November 24th, 2024 02:52 PM
    This is my first home purchase. I had absolutely no knowledge of the process of getting a morgidge. Jim was very meticulous in working with me and my family. Any issues that arose were resolved very quickly. This is a good experience.
    Reply from James Smith
    November 26th, 2024 03:32 PM
    I'm really glad to hear about your positive experience, Oleksandr! Buying a home for the first time can indeed be quite daunting, and I'm happy that I could make the process smoother for you and your family. I appreciate your patience and understanding...
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  • 5.0
    ManualUpload
    N
    Nancy B
    Posted on November 23rd, 2024 12:29 PM
    Jim's consistent availability throughout the process not only provided the the factual information needed but also offered encouragment every step of the way.
    Reply from James Smith
    November 26th, 2024 03:33 PM
    I'm really delighted to know that you found our services to be up to the mark, Nancy. It was truly a pleasure guiding you and Jim throughout the process. Your feedback is a great validation of our aim to keep our clients informed and supported...
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  • 5.0
    ManualUpload
    J
    James B
    Posted on November 14th, 2024 09:20 PM
    We have worked with Jim Smith multiple times, he has always provided excellent customer service, is very knowledgeable, great verbal and written communication skills and has a great sense of humor. From the very first phone call through closing...
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    Reply from James Smith
    November 15th, 2024 06:45 PM
    I'm truly humbled by your kind words and the perfect 5-star rating. It's always a pleasure working with you and Nancy, and I'm glad to hear that my efforts to provide excellent customer service have been well received. I strive to make each...
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  • 5.0
    Encompass
    C
    Christopher W R
    Seymour, CT
    Posted on September 2nd, 2024 12:39 PM
    James is the absolute best. From pre approval to getting cleared to close, James made the process seamless and easy to understand. He made himself available to us day and night between needing pre approval letters and having general questions....
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    Reply from James Smith
    September 5th, 2024 03:58 PM
    Thanks for such a glowing review, Christopher! I'm thrilled to hear that you found the process seamless and easy to understand. I strive to be available and responsive to all of my clients, and I'm glad that this was the case for you and Maddie....
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    About
    Seasoned mortgage professional James Smith has helped homeowners since 1995. A University of Connecticut graduate in political science and economics, he began as an Account Executive for ABF Freight before entering mortgages at Connecticut Financial Services. He later worked at GMAC Mortgage and Wells Fargo as a Home Mortgage Consultant, building client relationships and referral partnerships. Now a Senior Mortgage Advisor at Province Mortgage Associates, Jim focuses on finding the best long-term solutions for clients. He lives in Ansonia, CT, and enjoys sports, family, and reading.
    Specialities
    Non-QM Financing for Investors
    CHFA Bond Loan Financing
    Conventional Loan Financing
    VA Financing
    FHA Financing
    201
    /850
    Search Rank Score
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    Memberships
    • Norwood Athletic Club Officer and Financial Auditor.
    • Norwood Athletic Club Member.
    • Norwood Athletic Club
    Addresses and Serving Areas

    Year Started

    1995

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #40347
    Achievements
    • 30 Years in the Mortgage Industry
    Hobbies
    • Traveling and golf trips.
    • Real Estate and Lending Seminars for those new to the industry.
    • Anything sports related, reading, movies.
    • View All
    Disclaimer
    Province Mortgage Associates, Inc. NMLS #2861 | RI Licensed Mortgage Lender and Broker | MA Licensed Broker and Lender #MC2861, as a broker we arrange, but do not make loans | CT Licensed Mortgage Lender | NH Mortgage Banker NMLS ID #2861 | Florida Mortgage Lender MLD1449 | Equal Housing Lender