James Padgett - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 1917451
James understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Quick response time by knowledgable and helpful staff.
James was very helpful and patient with me especially with my millions of questions and me being deaf with texting capabilities; he was willing to work with me and find the best solutions to what we wanted for our cash out refi. Thank you,...
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Reply from James Padgett
March 19th, 2025 03:39 PM
Jamie, thank you so much for your kind review! It was a pleasure working with you and I'm glad I could assist with your cash-out refi. I understand how important communication is, and I'm happy we could find solutions that met your needs. If...
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It help me understand the process and get more knowledgeable of some of the things I need to put in place.
Reply from James Padgett
March 7th, 2025 02:12 PM
I'm so glad to hear that I could help you understand the process better, Michael. My goal is always to make sure my clients feel informed and empowered when making these big decisions. If you have any more questions or need further assistance,...
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James was quick to respond to any questions I had throughout the process and helped me feel confident in what was taking place
Reply from James Padgett
January 22nd, 2025 09:04 PM
Hey Brandon, thanks for the stellar rating and kind words! It was my pleasure to assist you throughout the process. Making sure you feel confident and well-informed is always a top priority for me. Don't hesitate to reach out if you have any...
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Mr. Padgett is the definition of professional. Not only does he answer all correspondence in a quick and efficient manner, he is extremely knowledgeable with all market conditions. He can handle any loan for your needs and I simply cannot recommend...
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Ours was apparently a difficult deal. I'm pleased we were able to pull it off.
Reply from James Padgett
November 16th, 2024 08:57 PM
I'm thrilled to hear we were able to work through the challenges together, William. It's not always an easy process, but it's satisfying when it all comes together in the end. I appreciate your high rating and your kind words. It was a pleasure...
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Jamie Padgett is an exceptional broker. He made sure all the I's were dotted and all the t's were crossed. Now you're underwriters have something to be desired. I kept changing closing date three times because of your underwriters.
Reply from James Padgett - AnnieMac Home Mortg...
October 18th, 2024 03:41 PM
Thank you for your feedback, MaryBeth. I greatly appreciate your kind words. I'm glad that I could help you with your mortgage process. I'm sorry to hear about the complications you experienced with the underwriting process. Your concerns are...
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From day one it was a great experience working with James. He is friendly and professional. James easily took care of getting our mortgage together. If you have the opportunity to work with him I would recommend you take it.
Reply from James Padgett - AnnieMac Home Mortg...
September 16th, 2024 04:57 PM
That's AWESOME Nick, thank you so much for the wonderful feedback! I’m thrilled to hear that you had such a great experience. It’s always fantastic to know that I had a positive impact. I'm grateful for your recommendation and for taking the...
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Everything
Reply from James Padgett
August 9th, 2024 11:53 AM
I really appreciate the feedback and am looking forward to working with you again.
Both James and Veronica made this experience so wonderful. Their experience and excellent customer support will not be forgotten. Thank you both.
Reply from James Padgett - AnnieMac Home Mortg...
July 5th, 2024 08:35 PM
Hi Nancy,I hope you're doing well! I just wanted to reach out and say a heartfelt thank you for everything. It takes a solid team to accomplish anything, and Veronica has been the backbone of many of my operations—she's truly the MVP.You, Nancy,...
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About
James understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, James is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.