
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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I came to Jim for a refinance of my primary home. This was my second time using Total Mortgage, so I returned based on a positive first experience. I received an extremely low rate with a very quick < 30 day closing. The team, and document management system made the process simple without any rework. Their document management system clearly requests all documents required and allows upload in an organized fashion. This resulted in no additional requests for information from the lender and a pain free refinance.
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Reply from Owner
September 26th, 2019 12:00 AM
Thanks Mike! I look forward to working with you again.
I came to Jim for a refinance of my primary home. This was my second time using Total Mortgage, so I returned based on a positive first experience. I received an extremely low rate with a very quick < 30 day closing. The team, and document management system made the process simple without any rework. Their document management system clearly requests all documents required and allows upload in an organized fashion. This resulted in no additional requests for information from the lender and a pain free refinance.
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Jim was able to get our mortgage done in less than a month at a good rate. His team uses all the latest technology to keep things moving. He was always available to ask questions and walk us through the process.
Reply from Owner
September 26th, 2019 12:00 AM
Thanks Christine and Rob! Pleasure working with you.
I was worried about using an out of state agent for my mortgage loan. Mr. McNiff handled my loan with ease. Ive already recommended him to my friends and family!
I recently worked with Jim on a house refinancing loan. He made the process seamless. If you want someone that will listen and help you get your dream home. Jim is the one for you!
Reply from Owner
September 25th, 2019 12:00 AM
Thanks!!! Look forward to working with you again.
I was worried about using an out of state agent for my mortgage loan. Mr. McNiff handled my loan with ease. Ive already recommended him to my friends and family!
Reply from Owner
September 25th, 2019 12:00 AM
Thanks ! Look forward to working with you again.
Jim worked with us throughout our whole process. He was very responsive to all of our needs and questions along the way. We originally planned on listing our house, but ended up refinancing and Jim was able to help us make the most informed...
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Reply from Owner
September 23rd, 2019 12:00 AM
Thanks Kate ! Happy it all worked out for you guys!!
Coming from someone who hates anything to do with finances, Jim made this daunting process (in my eyes) beyond tolerable. The patience that Jim showed this moron are immeasurable. He answered my 1 millon questions and made me feel comfortable...
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Reply from Owner
September 18th, 2019 12:00 AM
Thanks Shannon !!! Look forward to working with you on Martins's Place!!!
Makes it as easy as possible. Will always refer him!! Jim and his crew explained everything and moved very fast to get my refinance taken care , will tell everyone best in the game!!
Reply from Owner
September 18th, 2019 12:00 AM
Thank you !! Look forward to working with you in the future.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292