
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Communication was great & Jim was super nice to work with!
Jim’s availability and responsiveness are unmatched.
Everything went smoothly, there was consistency in documents needed and limited request for providing documents. Smoothest home loan I have experienced.
Jim was amazing with helping buy our first home! He was very knowledgeable about a lot answered every single question as fast and detailed as possible. Day and night answered emails didn’t matter if it was a week day or weekend! Would absolutely...
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Great feedback very knowledgeable attentive
Everything was made easy for us. Thanks Jim!
I got the loan
It was a pleasure working with Jim! We really appreciated the quick response and being available to field questions out of normal office hours. Jim was easy to work with and walked us through our loan package/options which led to a successful...
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Jim was always responsive to my questions and needs. He provided many preapproval letters as I went through the process of searching for my new home.
I always felt if I had a question he was always available to answer my phone calls about anything.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292