
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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You always answer our questions very quickly. Your communication was great. Our experience with everyone was great. Thank you very much for everything you did for us.
Jim was great to work with. He helped me with my credit and had me pre-approved quickly. Whenever I had questions, he would respond promptly. Staff was very organized and communicated often through the entire process. I would highly recommend...
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Jim was great to work with. He helped me with my credit and had me pre-approved quickly. Whenever I had questions, he would respond promptly. Staff was very organized and communicated often through the entire process. I would highly recommend...
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Jim is always available for answering our questions and will explain it in a way that we clearly understand. We have recommended him multiple times to others. Thank you!
Jim made the entire refinance process so simple and stress-free I could not believe how easy it was. He was always available if I had questions and when he said we would close in less than 30 days, he meant it. I recommend him to everyone I...
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Refinancing made easy! Jim locked me into a great low rate, better than I could find elsewhere. The online digital platform made the process simple, starting with document submission, and enabled me to track the progress of my application through...
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James made the process very simple. He was always there to answer any questions I had. Would easily recommend to anybody. Thank you again!
James was very responsive during the entire process And he also took time to explain everything in detail I would highly recommend him to anyone dealing with a mortgage.
Jim was very responsive to every question and always made me feel at ease with his knowledge and great people skills.
Jim and team made the process painless. They are all very knowledgeable professionals. I woukd recommend them to my freinds and family. I woukd use them again no questions asked.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292