
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Refinancing my house with James McNiff Jr at Total Mortgage was quicker and easier than getting my car registered at DMV. I highly recommend him.
Jim was responsive, explained things clearly and made it sooo easy for us!
Right from the get-go, Jim explained what he could do for us, and he delivered. What more could you ask for? The process was efficient and we ended up where we wanted to be.
Right from the get-go, Jim explained what he could do for us, and he delivered. What more could you ask for? The process was efficient and we ended up where we wanted to be.
Reply from Owner
November 5th, 2020 12:00 AM
Thanks David! Pleasure working with you.
Great experience. Would for sure work together again in the future.
Jim was great .Always consistent and answered all the questons we had for him.He was there every step of the way.I will definately recommend him to first time homebuyer's. I appreciate all that he have done for our family
It was a pleasure. Smooth sailing all the way. Thanks for everything.
Jim was on top of the whole process, I really felt comfortable knowing that he was advocating for me. I got the best rate and closed quickly, Jim is a true professional.
I would, without hesitation recommend Jim McNiff & the Total Mortgage team. From start to finish they were knowledgeable, efficient and expeditious!
Reply from Owner
October 30th, 2020 12:00 AM
Thanks Caren! Pleasure helping you get to closing. Best of luck in the new home!
Jim stayed on top of a difficult (Covid related) refi. The county in which we reside was months behind in processing documentation holding up the loan. Once we found a new Title company, Jim quickly got the documents over and we were on our...
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Reply from Owner
November 5th, 2020 12:00 AM
Thanks Susan! Thank you for being patient with the process.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292