
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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James was extremely professional throughout the process. Giving me all the information and advice I needed but never being too aggressive to earn my business. He was very accommodating to my busy schedule and went out of his way to be helpful....
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As a first time home buyer I was very pleased with the level of help I got from James and his team. They made the process seamless and informed me about everything I needed to know along the way.
Great experience. Quick and easy.
Good communication, responsive, moved the process along.
Fast and clear communication. Answered all my questions and was professional from start to finish.
We have worked with Jim on multiple refinancings and each time has been great. He responds quickly and helps navigate the process.
He was very well informed, He was open to show us options and explain each one of them, always backed up his costs predictions with calculations and actual numbers.
Very pleased doing business with Jim!
It was quick!
very smooth process... tied another co.first & was taking forever to do & they were dragging there feet. Jim & his staff made it pleasant to refinance my home to a lower rate & some cash out to redo my bathroom - have told many people how extremely...
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292