
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim and everyone on his team were helpful and prompt and patient. They made the process of buying as smooth as possible. They were on the ball. I must give a shout-out to Tim, who took the time more than once to explain things when I did not...
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You guys are the best and the fastest I had ever seen .your work is so unique and perfect,no problems with anything always up to standards.it was a pleasure working with such a wonderful and great team .keep up the good work ,you guys have...
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This was my third time using Jim and Total Mortgage and I recommend him to everyone. Great experience as usual.
Helped me save money and made the process as easy as possible.
Everyone was very communicative and answered all my questions quickly. Very easy process and they were great to work with. Highly recommend.
James was great in communicating with us. Any questions or issues were dealt with in a timely matter.
Jim was very responsive when I reached out and was very patient in waiting for me when I was not ready to move forward. I was pleased with the process and, especially the outcome!
All was completed quickly and professionally
Jim is a true professional with a passion for his clients. Seamless transaction. Would highly recommend Jim to anyone in need of a mortgage lender.
James was in constant contact with me. I am a first time home buyer and knew very little about the process. I was provided with valuable information to help me not only understand the process but also what to expect along the way. I was prequalified...
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292