

James Folk - Northpointe Bank
Senior Loan Officer | NMLS# 316866

James Folk at Northpointe Bank strives to bring value to customers by offering client focused financial products and services. Northpointe Bank does this by empowering our employees to exceed our customer expectations, delivering convenient... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6:30 PM
Fri
8 AM to 6:30 PM
Sat
closed
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Reviews from Web
James is excellent in all phases of the loan process. He is a great communicator and gave direction of all to be expected along the way. He is polite and explains fully the options for the loan. I would highly recommend James Folk for obtaining...
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He explained what he needed in our first meeting, and explained very well our options for financing a home purchase. It was easy for us to choose the one that suited our preference. He started working on it that day, and we had clear communication...
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Reply from James Folk
June 11th, 2025 01:04 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
Well orchestrated and James was very helpful with all questions throughout the process.
Reply from James Folk
June 9th, 2025 12:51 AM
I truly value your feedback and appreciate you giving us the opportunity to help with your home lending needs.
James made the whole process enjoyable and easy to navigate
Reply from James Folk
May 21st, 2025 02:04 PM
We always strive to deliver excellent service and truly appreciate the opportunity to support you in your financing journey.
By far the easiest re-fi I have ever done! James was communicative, prompt, and easy to work with.
Reply from James Folk
May 15th, 2025 03:59 AM
I truly value your feedback and appreciate you giving us the opportunity to help with your home lending needs.
James Folk - Northpointe Bank has received a review with 5 star rating from Cindy H
James' perosonabke approach and efforts msde this a trustworthy and easy process
Quick and easy!
James was always ready to provide us answers to our questions & concerns. He's knowledgeable and a great resource for consultations. He's patience and friendly.
Always nice working with someone you know and trust
Reply from James Folk - Northpointe Bank
May 18th, 2026 11:50 PM
Jean-Paul, I appreciate your kind words and the trust you've placed in me. It's always great to assist you with your refinancing needs. Thank you for choosing Northpointe Bank.
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About
James Folk at Northpointe Bank strives to bring value to customers by offering client focused financial products and services. Northpointe Bank does this by empowering our employees to exceed our customer expectations, delivering convenient innovative technology, and supporting our employees and the communities we serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Year Started
1988
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 316866
Disclaimer
Northpointe Bank | 3333 Deposit Drive NE, Grand Rapids, MI 49546-6744 | Equal Housing Lender