
Jake Clemons
Mortgage Banker

We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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Jake was so helpful and attentive to us during our home buying process. With no realtor and being our first time we had a lot of questions. Jake made sure to answer everything to his best ability and truly just made this process easy and fun....
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Jake and his team are OUTSTANDING!! I’m 26 years old, self-employed and lived out of state while trying to purchase my first home in VA. Jake helped me discover which programs I qualified for to help me on this life-changing journey. He’s incredibly...
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Reply from Owner
May 21st, 2026 08:03 PM
Brittany thank you so much for those kind words! I’m so thankful I got to be a part of the process of buying your first home. Congratulations again, and enjoy your new home!
Jake was always so willing to do whatever he could in the process for us buying our first home.
Reply from Jake Clemons
April 29th, 2026 05:46 PM
Nora, it was such a pleasure helping you both! I hope you and Hunter enjoy your new home and that it brings you so much joy and great memories for many years to come!
Jake was amazing! His presonal and professionalism made me feel at ease. He frequently reached out providing updates and answering any questions I had throughout the process. I can't thank him enough for all he's done for me. I would recommend...
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Reply from Jake Clemons
April 21st, 2026 03:05 PM
Rebecca, it was such a pleasure to be a part of this process with you! I hope your new home brings you so much joy and many great memories for years to come. Enjoy the gardening and all your animals!
As first-time home buyers, working with Jake at Atlantic Bay was such a smooth and stress-free experience. He was clear, responsive, and incredibly knowledgeable, always taking the time to explain our options in a way that made us feel confident...
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Reply from Owner
April 21st, 2026 03:07 PM
I really appreciate that, it means a lot! It was a pleasure working with you both. Excited for you as you get settled into your new home!
As first-time home buyers, working with Jake at Atlantic Bay was such a smooth and stress-free experience. He were clear, responsive, and incredibly knowledgeable, always taking the time to explain our options in a way that made us feel confident...
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Jake was an amazing lender to work with in the home buying process. We would definitely recommend him to anyone!
Reply from Owner
December 12th, 2025 04:28 PM
Very thankful I got the opportunity to help you all out! I hope your new home brings you great joy and many great memories!
Stress-feee and flawless service. Very professional and prompt with meeting all me needs.
Reply from Owner
December 12th, 2025 04:26 PM
Loved being a part of the process! Thank you!
getring this mortgage with Jake was a flawless experience. His assistance and passion for his job made this process stress-free. He is very professiojal professional in his job and would love use his service again in the future.
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Reply from Jake Clemons
December 12th, 2025 04:22 PM
Thank you! It was a pleasure being able to help you along the way!
Jake was great to work with. He was communicative, professional and knowledgeable. If you’re looking for a lender who is friendly, and cares about their clients, Jake is your guy!
Reply from Owner
December 12th, 2025 04:24 PM
Thank you! It was a pleasure being able to help throughout the process!
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- New River Valley Association of REALTORS®
- Montgomery County Chamber of Commerce
- Floyd County Chamber of Commerce
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Addresses and Serving Areas
Year Started
2025
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2719773
- Licensed in NC, TN, & VA
Hobbies
- Spending quality time with family
- exploring new places and the outdoors
- Working and cars and going to local car meets
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.