Jake McKay - Mortgage Loan Officer
Loan Officer | NMLS 388731
Jake McKay (NMLS #388731) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Jake provides comprehensive home...... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The knowledge and the professionalism was just above and beyond. It's nice to have two players hit for the cycle in one game thank you again Jake and Christina!!!
The knowledge and the professionalism was just above and beyond.
Reply from Jake McKay
July 1st, 2026 02:59 PM
Thank you for your kind words, Reginald. I'm pleased to hear that my knowledge and professionalism exceeded your expectations. If there's anything else I can assist you with, please feel free to reach out.
Jake went above and beyond for me and Jake, and his team were awesome to work with!!
Jake and his team were awesome! He went above and beyond for me and the communication was always timely. Thank you again, Jake!
Reply from Jake McKay
July 1st, 2026 02:19 PM
I'm grateful for your kind words, Christine. It's nice to know that my team and I could go above and beyond for you, and that our communication met your expectations. Thank you for trusting us with your cash-out refinance!
Jake McKay! Excellent professional, courteous, considerate and communicator. Involvement throughout the entire process. Attentive to details. Responded to any questions and concerns.
Jake went above and beyond to find a path for me to home ownership. My specific situation came with a few extra hurdles to navigate and when others said no, Jake put in the extra time and effort to find a personalized solution. He maintained...
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Reply from Jake McKay
April 14th, 2026 03:38 PM
I'm glad that I could support you through the home ownership process, Sarah. Navigating those extra hurdles and finding a personalized solution for your situation was a priority for me. It's great to know that the communication and assistance...
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Jake explained everything very well and responded promptly. Communication and availability was top notch. Thanks for everything.
Reply from Jake McKay
March 18th, 2026 01:48 PM
I'm grateful for your positive feedback, Lawrence. I'm pleased that my explanations and prompt responses met your expectations. Effective communication and being available are priorities for me. If you have any further questions or need assistance,...
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Jake was always available and stuck with us as we navigated the market. He was always kind and professional.
Reply from Jake McKay
March 9th, 2026 02:28 PM
I’m glad to hear that my availability and support made a difference for you as you navigated the market, Elizabeth. Maintaining kindness and professionalism is important to me, so your feedback is truly appreciated. If you have more questions...
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He always res to messages and helps out all the time.
Reply from Jake McKay
January 26th, 2026 07:18 PM
It's reassuring to hear that you find my responsiveness and support helpful, Emmanuel. If there's ever anything more you need or further questions on your cash-out refi, just let me know. I'm here to assist whenever you need it.
First off, we're so grateful that Jake seized the moment for us to refinance both of our properties when rates dipped! He had an eye on it and called us at just the right time. This is the second time we've financed with Embrace and it is leaps...
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Reply from Jake McKay
December 22nd, 2025 05:21 PM
Thanks for sharing your experience, Trier. I'm happy to hear that I could assist you at the right moment with refinancing both properties. It's great to know that you found the process easier compared to larger mortgage specialists. I appreciate...
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About
Jake McKay (NMLS #388731) is a premier mortgage loan officer and local lending expert in Middletown, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Jake provides comprehensive home financing solutions with Embrace Home Loans. With over 14 years at Embrace Home Loans, Jake has mastered the art of closing loans. He takes pride in making the complicated mortgage process simple and stress-free. Jake has the knowledge and expertise to meet the needs of all types of borrowers, from first-time homebuyers to experienced investors to homeowners interested in refinancing. Contact Jake today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Home Equity Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 388731
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Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.