

Jacob Emmel, Loan Officer, NMLS # 716383 - Am...
Branch Manager | NMLS # 716383

As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
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Jacob was extremely thorough in helping me with the process and choosing the best option for us. He explained everything in great detail and made sure we were comfortable with everything the whole time!
What made it great? Jacob! I put off refinancing for years for one "reason or another". I had the worst loan ever and for 15 years of paying my mortgage, my loan didn't move. To make matters worse, it's maturity date was 4 weeks away and I...
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We reached out to Jacob while trying to refinance out home. We were about halfway through a refi with another company and continued to hit setbacks with them. I reached out to Jacob for a second opinion and within 2 hours he had all of my information...
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Jacob made everything very easy and kept us updated throughout the process. He went out of his way to make the process as convenient as possible, and even arranged for us to sign the final papers while we were in Galveston.
Very helpful and thorough
Jacob is always a pleasure to work with! He makes the entire process simple and painless! I highly recommend him to our friends and family. Great job!
Truly a quick and easy process with Jacob.
Jacob does a great job of explaining the process and fees associated with refinancing. He ensures that I understand my options and I also feel like he represents my interests throughout the process.
Jacob was very upfront and clear from the start, which I liked about him the most. He was patient explaining the entire process. He managed the best deal possible for me. I highly recommend Jacob!
Jacob was very upfront and clear from the start, which I liked about him the most. He was patient explaining the entire process. He managed the best deal possible for me. I highly recommend Jacob!
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About
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 716383
Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.