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Jack Iwamoto at Griffin Funding - Griffin Funding in Laguna Niguel, CA

Jack Iwamoto at Griffin Funding

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Jack Iwamoto is a Senior Loan Officer at Griffin Funding. He specializes in Non-QM mortgages, including DSCR loans for real estate investors and Bank Statement programs for self-employed borrowers. By December 2025, Jack funded 93 loans tot... Show More
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Reviews from Web
  • LendingPad
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    LUKE F
    Walcott, IA
    Posted on March 12th, 2026 06:40 PM
    The whole process was super easy. For small business, traditional loans are stressful and dont look at the whole picture for being self employed. I did the bank statement loan, and it was effortless!
    Reply from Jack Iwamoto
    April 16th, 2026 06:51 PM
    Luke, really glad to hear that — especially coming from a self-employed perspective. Bank statement loans are designed exactly for situations like yours, so it’s great everything felt effortless and took the pressure off traditional lending....
    read more
  • LendingPad
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    James C
    McKinney, TX
    Posted on February 25th, 2026 11:01 AM
    Communication!
    Reply from Jack Iwamoto
    June 3rd, 2026 11:51 AM
    James, I'm pleased that the communication met your expectations. Thank you for choosing Griffin Funding for your purchase.
  • LendingPad
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    Jonathan N
    Lancaster, CA
    Posted on February 12th, 2026 06:18 PM
    Jack made the process very easy. He was very informative.
    Reply from Jack Iwamoto
    April 17th, 2026 11:49 PM
    Hi Jonathan, I really appreciate that! I always aim to take the stress out of the paperwork, so I'm glad you found the process easy. Enjoy the new home!
  • LendingPad
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    Steven S
    Canton, NC
    Posted on January 25th, 2026 01:36 PM
    Quick and simple process.
    Reply from Jack Iwamoto
    June 3rd, 2026 11:51 AM
    Steven, I'm glad to hear that you found the process quick and simple. Thank you for choosing Griffin Funding for your cash-out refinance.
  • LendingPad
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    Benjamin G
    Villas, NJ
    Posted on January 21st, 2026 12:57 PM
    Jack is very transparent about the whole process and easy to work with, great experience
    Reply from Jack Iwamoto
    June 3rd, 2026 11:51 AM
    Benjamin, I appreciate your kind words. I'm pleased to know that you found the process transparent and easy to work with. Thank you for sharing your great experience with Griffin Funding.
  • LendingPad
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    ROSE L
    Monroe, NC
    Posted on January 13th, 2026 06:28 PM
    responsive communication
    Reply from Jack Iwamoto
    April 20th, 2026 07:57 PM
    Thank you, Rose!
  • LendingPad
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    Tonya C
    Canyon Lake, TX
    Posted on January 9th, 2026 06:59 PM
    Professional, diligent and great communication.
    Reply from Jack Iwamoto
    April 20th, 2026 10:32 PM
    Thank you, Tonya! We take pride in being professional and thorough, so that really means a lot. It was a pleasure working with you!
  • LendingPad
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    Samuel P
    Shawano, WI
    Posted on December 25th, 2025 05:34 PM
    Transparent about everything, knowledge of my questions. Overall a good person adviser
    Reply from Jack Iwamoto
    April 18th, 2026 12:04 AM
    Thanks, Samuel! I’m glad I could provide the transparency and expertise you were looking for. It was a pleasure!
  • LendingPad
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    DAVID C
    St. Petersburg, FL
    Posted on December 21st, 2025 01:08 PM
    Jack and his team made my mortgage experience great. They communicated throughout the process and kept me informed of the next steps. I would highly recomend!
    Reply from Jack Iwamoto
    April 20th, 2026 10:34 PM
    Thank you, David! Keeping my clients informed is always my priority — I truly appreciate the recommendation and look forward to working with you again!
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    Robert P
    Geneva, IL
    Posted on December 12th, 2025 02:45 PM
    Simple process, everyone involved easy to work with and responsive.
    Reply from Jack Iwamoto
    June 3rd, 2026 11:50 AM
    Robert, I appreciate your feedback and I'm happy to hear that the process was simple and that our team was easy to work with and responsive. Thank you for choosing Griffin Funding for your cash-out refinance.
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    About
    Jack Iwamoto is a Senior Loan Officer at Griffin Funding. He specializes in Non-QM mortgages, including DSCR loans for real estate investors and Bank Statement programs for self-employed borrowers. By December 2025, Jack funded 93 loans totaling 29.7 million dollars. He provides innovative mortgage solutions that traditional banks often cannot offer. Jack holds a Bachelor of Science in Finance from the University of Utah. He uses an analytical approach to help clients maximize cash flow and build wealth. Known for clear communication and attention to detail, Jack simplifies complex lending for his borrowers. Outside of work, he has volunteered with the Surfrider Foundation to support ocean preservation and coastal cleanup efforts.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Non-QM
    DSCR Loans
    Self-Employed Mortgages
    Second Mortgages-Bank Statement
    Cash-Out Refinances
    Bank Statement Loans
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    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2634018
    Disclaimer
    Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101. Griffin Funding State Licensing