

Ismail Afariogun
Loan Officer

Golden Empire Mortgage, Inc. (GEM) is a privately held, full-scale mortgage banker throughout California, Arizona, Colorado, Florida, Idaho, Indiana, Nevada, Oregon Texas, and Washington. Family-owned, GEM Mortgage, offers various mortgage ...... Show More
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Highly intelligent, patient, proactive, organized, and pleasant.
Reply from Ismail Afariogun
April 27th, 2026 02:37 PM
Thank you for your kind words, Jessica. I'm happy to hear that you found my approach helpful and pleasant during your refinancing process. If you have any more questions or need further assistance, feel free to reach out.
I had a great experience working with my loan officer Ismail during my refinance. They were professional, responsive, and made the entire process easy to understand from start to finish.They took the time to answer all my questions and made...
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Reply from Ismail Afariogun
April 9th, 2026 02:40 PM
It's rewarding to know that you had a positive experience with your refinance, Adeniyi. Making sure you understand the process and feel confident in your decisions is something I prioritize. I'm glad my responsiveness and transparency added...
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Ismail is a consummate professional with years of experience. He and his team make the process efficient and keep all worries at bay, ensuring you feel supported and well-informed throughout. Obtaining all the necessary documents can be stressful,...
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Reply from Ismail Afariogun
March 30th, 2026 01:20 PM
Your kind words mean a lot to me, Taryn. It's important to me that you feel supported and informed throughout the refinancing process. I understand how daunting gathering documents can be, so walking you through each step is something I prioritize....
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Ismail, Michael and their team provided Excellent customer service and made our experience of getting a loan stress free. They did all the footwork and made sure we were updated with the status of the loan regularly. With their knowledge, professionalism...
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Reply from Ismail Afariogun
March 12th, 2026 05:43 PM
I’m pleased to know that you had a stress-free experience with the loan process, Yelena. Keeping you informed and ensuring everything runs smoothly is a priority for me and my team. Your trust is invaluable, and I'm thankful for your intention...
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Ismail, Michael and their team made our experience of getting the loan very easy and stress free. They earned a forever client and all my referrals of my friends and family By their knowledge and expertise of how to provide excellent customer...
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Reply from Ismail Afariogun
March 12th, 2026 05:31 PM
Sarkis, it's great to hear that you found the loan process easy and stress-free. Providing excellent customer service is something I take seriously, and I'm glad it made a lasting impression on you. I appreciate your trust and referrals. If...
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Ismail is the reason why I brought my business to GEM Mortgage. I have worked with Ismail for many years and have always received outstanding service and support from him. This experience was even better than before - he has a great support...
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Reply from Ismail Afariogun
February 12th, 2026 02:37 PM
Andrew, I truly appreciate your continued trust and support. It's rewarding to hear that my service has consistently met your expectations and that you plan to recommend Golden Empire Mortgage further. Collaborating with my support team, including...
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Ismail is really the best I've ever dealt with. Top notch!
Reply from Ismail Afariogun
October 30th, 2025 03:45 PM
I'm truly grateful for your kind words, Erin. It's fantastic to know that you had such a positive experience. If you have any more questions or need further assistance in the future, feel free to reach out.
Communication! And being available whenever questions arose was truly appreciated. Explaining every step of the process was so invaluable.
Reply from Ismail Afariogun
August 29th, 2025 03:45 AM
I appreciate you taking the time to share your thoughts, Sarah. I'm glad to hear that my availability and communication helped make the process smoother for you. Explaining each step is something I believe is crucial, and it's rewarding to...
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The attention to detail from Ismail was great. He was very quick with communication and has been super helpful for us the last few years.
Reply from Ismail Afariogun
August 24th, 2025 03:43 PM
Thank you, Wesley, for your review. I'm glad to hear that my attention to detail and quick communication have been helpful to you over the years. It's important to me that my clients feel supported and informed throughout the process. If you...
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Ismail and Alan went above and beyond (as always) to make sure we understood every step of the way. Ismail was wonderful, gave me every option we had available to us and pros and cons of those options. We are extremely happy with our experience...
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Reply from Ismail Afariogun
August 18th, 2025 03:46 PM
Thank you, Margaret, for your thoughtful review. I'm really pleased to hear that you felt well-informed throughout the process and that I could present you with all the options available. It’s important to me that my clients feel confident...
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About
Golden Empire Mortgage, Inc. (GEM) is a privately held, full-scale mortgage banker throughout California, Arizona, Colorado, Florida, Idaho, Indiana, Nevada, Oregon Texas, and Washington. Family-owned, GEM Mortgage, offers various mortgage products focusing on quality, compliance, and unmatched customer service. Golden Empire Mortgage is based in Bakersfield, California. For more information, search for us online. Home Loans. Simplified. Since 1987.
Click GEM Mortgage Branches to view branch locations.
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1159434