

Ira Hines - OVM with AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 457650

With over 27 years in the mortgage industry, I’m dedicated to helping buyers and homeowners navigate the process with clarity and confidence. I specialize in purchase lending, working closely with clients and real estate agents to ensure sm... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Thank you Ira and Renea for all your hard work. This is my second time using Ira's extensive knowledge when buying a new home. I can only imagine how stressful your job is. You both worked extremely hard to make sure we got to closing on time....
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I can't say enough wonderful things about Ira! I have used her several times in the past for my financing and have also recommended her to my family and friends who used her. I called her on 03/11/15 for our current home purchase and we were...
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Ira was a pleasure to work with. She made sure the loan process was quick, smooth and easy. Ira made sure we had all the paperwork upfront and did a full review and rundown of everything needed so that there was less hassling later on. They...
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Ira is great and on top of everything. She is always available to answer any question you have and makes sure to stay on top of everything in the process. She is also very thorough in the application process and does not move forward until...
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Great experience from start to finish. This was our third home purchase and it was by far the best experience we have had. From the start, Ira under promised and over delivered on every aspect of our home purchase.
My husband and I could not have ask for better service and continuous follow up through out the new home purchase. Mrs. Hines knowledge and promptness is why we decided to utilize her services again on our new purchase as we had also worked...
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Ira was very welcoming and made us feel comfortable from the moment we sat down with her. My husband and I did not see I to eye about some things and could not come up with a solid plan on our own until we sat down with Ira. She had us smiling...
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Ira was able to "hold my hand" throughout the entire process. Everything went much smoother than I expected. She was always responsive, helpful and kind. Every home purchase can be stressful, my situation had additional stressors as I am in...
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Ira Hines is a greatest person to work and proceed the mortgage in just 2 weeks with quick responses almost immediately to answer my questions, etc. She walked throughout the details with us during mortgage processing with quick answers. She's...
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Ira was very friendly, helpful and very quick to respond with any questions we had about our loan. We were also able to reach her at almost any time of the day. She was also patient to wait and lock us in a interest rate when rates were the...
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About
With over 27 years in the mortgage industry, I’m dedicated to helping buyers and homeowners navigate the process with clarity and confidence. I specialize in purchase lending, working closely with clients and real estate agents to ensure smooth, on-time closings with no surprises. Known for strong communication, clean file structure, and reliable execution, I focus on making each transaction as stress-free as possible. I offer VA, FHA, Conventional, and USDA financing tailored to each client’s goals. I proudly serve clients across Virginia, Tennessee, North Carolina, and Florida, providing trusted guidance every step of the way from application to closing and beyond.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Self-Employed Mortgages
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- 457650
Hobbies
- Pickleball
- Beaching it on the OBX
- Eating very good food
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.