

Ingrid Ruiz at CrossCountry Mortgage
Senior Loan Officer | NMLS #1260722

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider...... Show More
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Reviews from Web
Ingrid is great, very efficient with the process. I have done 2 purchases and a refinance with her. She is amazing, will continue working with her in the future!
Reply from Owner
April 15th, 2026 12:45 AM
Thank you for your kind words, Ricardo. I'm glad to hear that you found the process efficient and that you've chosen to work with me multiple times for your purchases and refinance. I look forward to continuing our partnership in the future!...
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Ingrid is great! I have done 3 transactions with her. She is professional and very efficient with the process. Overall great experience!
Reply from Ingrid Ruiz
April 20th, 2026 07:16 PM
I'm grateful for your positive feedback, Ricardo. It's appreciated to know that you found the transactions professional and efficient. I'm happy to have been part of your journey and look forward to assisting you again in the future!
Ingrid has been amazing to partner with. She is attentive, flexible, and highly knowledgeable on her domain of expertise. Every step of the process was clear, and we felt like we had a true expert to support our ability to have a healthy future...
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Reply from Ingrid Ruiz
April 6th, 2026 12:36 PM
I'm genuinely pleased to hear your positive feedback, Aaron. Being attentive, flexible, and knowledgeable are qualities I value, and I'm glad they contributed to your experience. It's important to me that every step of the process is clear,...
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Ingrid Ruiz at CrossCountry Mortgage has received a review with 5 star rating from Vera K
ingrid work was way beyond expectations!!!
Reply from Ingrid Ruiz at CrossCountry Mortgag...
March 27th, 2026 03:31 PM
Thank you for your generous review, Vera. I'm truly glad to hear that my work exceeded your expectations. It means a lot to know my efforts positively impacted your experience. If there's anything else you need in the future, please feel free...
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Ingrid Ruiz at CrossCountry Mortgage has received a review with 5 star rating from Kristina
Reply from Owner
November 13th, 2023 04:10 PM
Thank you for choosing us for your mortgage needs!
Ingrid and Elo were very helpful during the entire process. Both were always available and gave thorough, helpful answers to questions. Awesome experience
Reply from Ingrid Ruiz at CrossCountry Mortgag...
March 12th, 2026 03:06 PM
I'm grateful for your feedback, Kristina. It's wonderful to know that both Elo and I were able to support you effectively throughout the process. Providing thorough and helpful answers is a priority, and I'm pleased it contributed to an awesome...
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Ingrid was absolutely great from start to finish. Understood our needs and timeline. I would highly recommend her! She took her time to go over everything with us. Whenever we had a question she would call right away to talk it through.
Reply from Owner
March 12th, 2026 03:07 PM
I'm grateful for your kind feedback, C. Understanding your needs and timeline was a priority, and it’s great to know my efforts were helpful throughout the process. It's always important to me to ensure any questions you have are addressed...
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Ingrid and her team were quick, responsive and great to work with. Ingrid took her time to explain everything and called everytime every time I had a question. very happy.
Reply from Ingrid Ruiz
March 2nd, 2026 07:42 PM
I appreciate you sharing your experience, Charlene. Being quick and responsive is important, and I'm glad to hear it made a positive impact. Taking the time to explain everything thoroughly is a priority for me, so I'm delighted that it met...
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Ingrid was alaways pleasant , accomodating and provided clear explanations.
Reply from Ingrid Ruiz at CrossCountry Mortgag...
January 20th, 2026 04:35 AM
Thank you for sharing your positive experience, Johnnie. I'm glad to know that my efforts to be accommodating and provide clear explanations made your experience pleasant. If you have any further questions or need assistance in the future,...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1260722 | Branch NMLS #1490087
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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520
/850
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1260722
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095