

Ingrid Ruiz at CrossCountry Mortgage
Senior Loan Officer | NMLS #1260722

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider...... Show More
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Reviews from Web
Ingrid was on point with everything she explained every step and wss always there when you called her and if she wasnt she would get back to you
Helped us get our first home. Thank you Ingrid!
Reply from Owner
July 7th, 2026 01:49 AM
I'm so happy to have been part of your journey to getting your first home, Patricia. Thank you for your kind words, and if you need anything in the future, please feel free to reach out.
Very helpful, explained everything, polite, friendly, and patient.
Reply from Ingrid Ruiz
July 6th, 2026 07:24 PM
I appreciate your kind words, Michael. I'm glad I could assist you and provide a helpful and friendly experience. If you have any more questions or need further assistance, feel free to reach out.
Ingrid has great attention to detail and genuine commitment to helping her clients achieve the best outcome. She was professional, communicative, and efficient. I would love to work with Ingrid on future transactions.
Reply from Ingrid Ruiz
July 1st, 2026 08:08 PM
Thank you for your kind words, Fatima. I'm pleased to know that my attention to detail and commitment made a positive impact on your experience. I look forward to the opportunity of working with you on future transactions.
Ingrid is great, very efficient with the process. I have done 2 purchases and a refinance with her. She is amazing, will continue working with her in the future!
Reply from Owner
April 15th, 2026 12:45 AM
Thank you for your kind words, Ricardo. I'm glad to hear that you found the process efficient and that you've chosen to work with me multiple times for your purchases and refinance. I look forward to continuing our partnership in the future!...
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Ingrid is great! I have done 3 transactions with her. She is professional and very efficient with the process. Overall great experience!
Reply from Ingrid Ruiz
April 20th, 2026 07:16 PM
I'm grateful for your positive feedback, Ricardo. It's appreciated to know that you found the transactions professional and efficient. I'm happy to have been part of your journey and look forward to assisting you again in the future!
Ingrid has been amazing to partner with. She is attentive, flexible, and highly knowledgeable on her domain of expertise. Every step of the process was clear, and we felt like we had a true expert to support our ability to have a healthy future...
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Reply from Ingrid Ruiz
April 6th, 2026 12:36 PM
I'm genuinely pleased to hear your positive feedback, Aaron. Being attentive, flexible, and knowledgeable are qualities I value, and I'm glad they contributed to your experience. It's important to me that every step of the process is clear,...
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Ingrid Ruiz at CrossCountry Mortgage has received a review with 5 star rating from Vera K
ingrid work was way beyond expectations!!!
Reply from Ingrid Ruiz at CrossCountry Mortgag...
March 27th, 2026 03:31 PM
Thank you for your generous review, Vera. I'm truly glad to hear that my work exceeded your expectations. It means a lot to know my efforts positively impacted your experience. If there's anything else you need in the future, please feel free...
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Ingrid Ruiz at CrossCountry Mortgage has received a review with 5 star rating from Kristina
Reply from Owner
November 13th, 2023 04:10 PM
Thank you for choosing us for your mortgage needs!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1260722 | Branch NMLS #1490087
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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522
/850
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1260722
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095