

Ingrid Ruiz at CrossCountry Mortgage
Senior Loan Officer | NMLS #1260722

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Reviews from Web
Working with Ingrid to secure a mortgage was an amazing experience. She made sure to keep me informed every step of the way and was always available to answer any questions any time I called or texted. If you’re a first time homebuyer I highly...
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Reply from Owner
August 25th, 2026 12:42 PM
Thank you for sharing your experience, Rolando. I'm grateful that you felt well-informed and supported throughout the mortgage process. It was nice working with you, and I'm here if you need any further assistance in the future.
The Team at CCM kept me informed throughout the home buying process. Ingrid Ruiz was amazing. If I had any questions or concerns to be addressed she was always available and returned all inquiries via Txt or phone call. I would recommend CCM...
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Reply from Ingrid Ruiz at CrossCountry Mortgag...
August 25th, 2026 04:13 PM
I'm grateful for your kind words, Rolando. It's wonderful to hear that you felt informed and supported throughout your home buying journey. Thank you for recommending us to others, especially first-time home buyers.
Ingrid and her team did a great job driving us thru the complexity of taking the first mortgage in the U.S., explaining all details when we had doubt.
Reply from Ingrid Ruiz
July 20th, 2026 06:36 PM
I'm glad to hear that you found my guidance helpful, Fernando. Navigating the complexities of a first mortgage can be challenging, and I'm pleased we could assist you throughout the process. If any more questions come up, feel free to reach...
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Ingrid Ruiz at CrossCountry Mortgage has received a review with 5 star rating from Manuel L
Reply from Owner
July 20th, 2026 07:27 PM
Thank you, Manuel, for the great rating. I'm pleased to know that you had a positive experience with my service at CrossCountry Mortgage.
Ingrid was on point with everything she explained every step and wss always there when you called her and if she wasnt she would get back to you
Reply from Ingrid Ruiz
July 17th, 2026 02:24 PM
I'm thankful for your feedback, Manuel. It's good to know that my explanations and availability were helpful to you throughout the process. If you have any more questions in the future, don't hesitate to reach out.
Helped us get our first home. Thank you Ingrid!
Reply from Owner
July 7th, 2026 01:49 AM
I'm so happy to have been part of your journey to getting your first home, Patricia. Thank you for your kind words, and if you need anything in the future, please feel free to reach out.
Very helpful, explained everything, polite, friendly, and patient.
Reply from Ingrid Ruiz
July 6th, 2026 07:24 PM
I appreciate your kind words, Michael. I'm glad I could assist you and provide a helpful and friendly experience. If you have any more questions or need further assistance, feel free to reach out.
Ingrid has great attention to detail and genuine commitment to helping her clients achieve the best outcome. She was professional, communicative, and efficient. I would love to work with Ingrid on future transactions.
Reply from Ingrid Ruiz
July 1st, 2026 08:08 PM
Thank you for your kind words, Fatima. I'm pleased to know that my attention to detail and commitment made a positive impact on your experience. I look forward to the opportunity of working with you on future transactions.
Ingrid is great, very efficient with the process. I have done 2 purchases and a refinance with her. She is amazing, will continue working with her in the future!
Reply from Owner
April 15th, 2026 12:45 AM
Thank you for your kind words, Ricardo. I'm glad to hear that you found the process efficient and that you've chosen to work with me multiple times for your purchases and refinance. I look forward to continuing our partnership in the future!...
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Ingrid is great! I have done 3 transactions with her. She is professional and very efficient with the process. Overall great experience!
Reply from Ingrid Ruiz
April 20th, 2026 07:16 PM
I'm grateful for your positive feedback, Ricardo. It's appreciated to know that you found the transactions professional and efficient. I'm happy to have been part of your journey and look forward to assisting you again in the future!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Denville, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1260722 | Branch NMLS #1490087
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1260722
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095