

Guild Mortgage - Howard Spitalnick
Loan Officer | NMLS# 367852

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
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Reviews from Web
My buyer client originally went through his bank for a loan, but was disappointed with their response time and the rate offered, so he asked if I had any mortgage lenders that I recommend. My first suggestion in my list is almost always Howard-...
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My buyer client originally went through his bank for a loan, but was disappointed with their response time and the rate offered, so he asked if I had any mortgage lenders that I recommend. My first suggestion in my list is almost always Howard-...
read more
Howard was great to work with. Explained everything clearly and simply and communicated better than I could have hoped for during the loan process. Great service and great guy!
Howard was great. Showed me options I didn't know existed, explained everything in a way that made it easy to understand and gave me confidence in my decision!
Howard was very organized/on top of things and answered all of my questions as they came up. His team was very easy to work with!
My client Olivia was well pleased
Great communication and helped us throughout the process
As always Howard is great to
work with
Reply from Howard Spitalnick
December 19th, 2025 03:06 PM
I'm grateful for your kind words and continued trust in my services. It's always a pleasure to assist you, and I look forward to many more successful collaborations with you at Guild Mortgage. Thank you for the support!
Howard Spitalnick is my favorite lending partner - he has a deep knowledge of the industry and programs combined with financial acumen that helps my clients find solutions that solve their lending needs. He's also a great communicator, which...
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Howard Spitalnick is my favorite lending partner! He's so knowledgable and a great communicator. He makes my clients feel so comfortable with the process and they really enjoy working with him. Thank you, Howard, for another great transaction...
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Reply from Howard Spitalnick
December 15th, 2025 03:25 PM
Andrea, it's wonderful to hear that you've had such a positive experience working with me. I truly value our partnership and appreciate your kind words. It's my goal to ensure that both you and your clients have a smooth and enjoyable process....
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Year Started
2025
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 367852
Disclaimer
I am authorized to do business in the state of Minnesota.; NMLS ID: 367852; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.