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Heather Wilbur at CrossCountry Mortgage - Senior Mortgage Advisor | NMLS #247788 in Santa Cruz, CA

Heather Wilbur at CrossCountry Mortgage

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Senior Mortgage Advisor | NMLS #247788

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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    Grace C
    Scotts Valley, CA
    Posted on April 23rd, 2025 11:15 PM
    Heather really helped us walking through every possible scenario to make the most sense of what we could do with our financial situation. Her attentiveness, patience and analysis to our situation helped us take the big steps to get our first...
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    Reply from Heather Wilbur at CrossCountry Mort...
    April 25th, 2025 07:55 PM
    It really was my pleasure to serve you and Patrick. You guys made my job easy and also had such good questions along the way. I look forward to continuing to work with you both in the future!
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    April D
    Salinas, CA
    Posted on April 5th, 2025 06:33 AM
    Accommadating to our schedule as we work night shift .
    Reply from Heather Wilbur at CrossCountry Mort...
    April 7th, 2025 03:40 PM
    It was my pleasure that I could accommodate your schedule and assist you effectively. You both were promt to get me everything I needed and had such great questions along the way! Thank you for the positive feedback. If you need any further...
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    Genevra W
    Posted on March 31st, 2025 10:09 PM
    The entire experience was smooth and easy. Dealing with a mortgage and the money piece of buying a house is super scary, but Heather is super organized and personable and made the experience enjoyable. I highly recommend.
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    Genevra W
    Posted on March 31st, 2025 10:07 PM
    The entire experience was smooth and easy. Dealing with a mortgage and the money piece of buying a house is super scary, but Heather is super organized and personable and made the experience enjoyable. I highly recommend.
    Reply from Owner
    April 1st, 2025 06:00 AM
    I'm thrilled to hear that your experience was smooth and enjoyable. It was a pleasure working with you, and I appreciate your recommendation. Thank you for choosing CrossCountry Mortgage.
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    Genevra W
    Aptos, CA
    Posted on March 31st, 2025 10:07 PM
    was personable and organized and made the entire experience enjoyable and smooth
    Reply from Heather Wilbur at CrossCountry Mort...
    April 1st, 2025 06:00 AM
    I'm delighted to hear that you found the experience enjoyable and smooth. It was my pleasure to assist you, and I truly appreciate your kind words.
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    Jessica J
    Posted on February 19th, 2025 09:45 PM
    We had the pleasure of working with Heather as our mortgage lender while purchasing our first home, and we cannot recommend her highly enough! From the very beginning, Heather’s patience and professionalism made us feel completely at ease....
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    Jessica J
    Santa Cruz, CA
    Posted on February 19th, 2025 09:44 PM
    We had the pleasure of working with Heather as our mortgage lender while purchasing our first home, and we cannot recommend her highly enough! From the very beginning, Heather’s patience and professionalism made us feel completely at ease....
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    Reply from Heather Wilbur at CrossCountry Mort...
    February 19th, 2025 09:59 PM
    Thank you so much, Jessica! Your kind words truly mean a lot to me. It was an absolute pleasure working with you during such an exciting time in your life. I'm glad I could help make the mortgage process smoother and more understandable for...
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    Rachel A
    Santa Cruz, CA
    Posted on January 5th, 2025 06:03 AM
    Swe are first time home buyers and Heather was always so patient snd understanding of our questions. She was also available whenever we needed her and her response time to certain tasks was great!! Thank you so much, Heather!
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    Reply from Heather Wilbur
    January 12th, 2025 06:04 AM
    Rachel, I'm absolutely thrilled to hear that you had a positive experience with me at CrossCountry Mortgage, LLC. As a first-time home buyer, I understand that the process can be confusing and I'm glad I could help make it easier for you. Your...
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    Alexis C
    Felton, CA
    Posted on October 18th, 2024 09:27 PM
    Heather was amazing to work with! She was quick to respond to our million questions via text or email and she was fast at getting our mortgage in place. It was very seamless and painless! Cannot recommend her enough
    Reply from Heather Wilbur
    October 25th, 2024 09:30 PM
    I'm delighted to know that you had a positive experience with me at CrossCountry Mortgage, LLC, Alexis. Your kind feedback is truly appreciated. I know that the mortgage process can be overwhelming, so I always strive to make it as seamless...
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    Samuel R
    Santa Cruz, CA
    Posted on October 17th, 2024 06:03 PM
    Heather was fantastic! She explained everything to us and ran numbers based on what we were looking when we first met her. She was Available when we had quick questions and working with make our process on a second mortgage much easier.
    Reply from Heather Wilbur
    October 24th, 2024 06:06 PM
    I'm incredibly thankful for your kind words, Samuel. It was a pleasure to guide you through the process and make your second mortgage experience easier with CrossCountry Mortgage, LLC. I'm always here to help with any future questions you may...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Santa Cruz, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #247788 | Branch NMLS #2306642
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 247788
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS