

Heather McGarry
Production Partner II

We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be th... Show More
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You all worked togther as a team, it was clear that this was a coordinated approach. The information was very timely and you answered questions before I even had time to think of them!
Reply from Heather McGarry
September 28th, 2026 10:48 PM
Josh, Thank you so much for the wonderful review! We’re happy our teamwork and timely communication helped you feel informed and supported along the way. It was a pleasure working with you, and we truly appreciate your trust in our team. We’ll...
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As a first time home buyer I couldn’t have imagined a better lender. I am self employed and Heather went above and beyond to help us secure the best rate possible and buy the home of our dreams! She was very responsive and thorough and never...
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So thankful she was recommended to us for our refinance. She made the entire process feel doable from giving us step by step instructions on how to raise low credit scores, being available to answer any questions along the way via text and...
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I Can’t recommend her enough!We just refinanced our home and Heather helped walk us through every step in the process ! I give her a 5 star rating for sure.
Reply from Heather McGarry NMLS 227522 Mortgag...
July 19th, 2023 06:54 PM
Thanks so much Jesse! It was a pleasure to help you navigate your refi 🙂 Anytime! H
Heather and her team were so amazing to work with! Heather helped us every step of the way to Refinance. Most places would say, “raise your credit and get back to us.” Heather actually walked us step by step to raise our credit when we thought...
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Heather and her team were so wonderful to work through. I had a fairly protracted, complicated process to get a loan and Heather was with me every step of the way. She gave me great advice, clearly answered all my questions (even anticipated...
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Had a great experience working with Heather and her team. As first-time home buyers she was communicative, accessible and extremely transparent throughout the entire process. Her and her team worked incredibly fast and efficient, moving us...
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Had a great experience working with Heather and her team. As first-time home buyers she was communicative, accessible and extremely transparent throughout the entire process. Her and her team worked incredibly fast and efficient, moving us...
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Heather and her team were amazing to work with. Heather did a great job of making the process as streamlined and understandable as possible. She was incredibly knowledgeable, helpful, and easy to work with. Her responses to communication were...
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Heather and her team are the greatest and deserve the highest praise! Heather’s extensive knowledge and experience made her the perfect choice. She and her team were wonderfully responsive to all of our questions, kept us informed throughout...
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About
We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.
As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Home Equity Line of Credit
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS #227522
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access