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Heather Johnson - Home Equity Retirement Specialist in Portsmouth, NH

Heather Johnson

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Home Equity Retirement Specialist

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With a rich background spanning three decades in the realms of mortgage, real estate, and insurance, I bring a wealth of expertise to the table. As your local specialist in Home Equity Conversion Mortgage (HECM) Reverse Mortgages, I find im... Show More
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    Caitlin R
    Posted on July 28th, 2026 09:44 AM
    Heather went above and beyond, helping my elderly mother with a complicated reverse mortgage process that unexpectedly dragged on for 18 months (!). Everything that could possibly go wrong went wrong - issues related to the house's status as...
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    Andrew W
    Posted on December 24th, 2025 04:14 PM
    H. Johnson is a true professional. She worked the numbers 3 times over many years and I was torn between refi with MVSB and reverse mortgage. Explosive growth in Dover, a generous elderly exemption, NH homestead rules exempt, and the lower...
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    Diana M W
    Farmington, NH
    Posted on November 3rd, 2025 09:25 AM
    making my living situation mush easyer. thank you again. diana walker
    Reply from Heather Johnson
    November 10th, 2025 07:16 PM
    I'm really glad to hear that I could help make your living situation easier, Diana. Your feedback means a lot to me. If there's anything else you need or have further questions, please feel free to reach out. Thank you once more for sharing...
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    Dina B
    Nottingham, NH
    Posted on October 3rd, 2025 04:50 PM
    Heather did a conscientious and friendly job explaining a lot of complicated material, and was always responsive to questions/concerns. The clincher was MoO's policy of matching any other offer, which they did in my case.
    Reply from Heather Johnson
    October 8th, 2025 04:51 PM
    I'm pleased to hear that you felt comfortable with the explanations and found my responsiveness helpful, Dina. Navigating through complex information can be challenging, so I'm glad to know I could assist effectively. It's great to hear that...
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    William L T
    Topsham, ME
    Posted on August 6th, 2025 06:33 PM
    Working with Heather and frank both guide us smoothly through the process
    Reply from Heather Johnson
    August 11th, 2025 06:33 PM
    Thank you, Jessica, for sharing your experience. I'm glad to hear that Frank and I were able to guide you smoothly through the process. It’s rewarding to know that our efforts made a positive impact for you. If there's anything else you need...
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    Philip M
    Strafford, NH
    Posted on March 1st, 2025 01:25 AM
    We did not seem to be great candidates because of our age and the amount we needed to pay off, but Heather and her team helped push our loan through
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    John J S
    Amesbury, MA
    Posted on February 26th, 2025 12:01 PM
    everything
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    Barbara B
    Wells, ME
    Posted on February 25th, 2025 09:27 PM
    Heather was very patient explaining all details and made sure I understood everything and was making the correct descion.
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    Brenda M G B R A L H R
    Posted on September 23rd, 2024 01:11 PM
    Heather Johnson is an incredible reverse mortgage specialist whose personal attention to detail is unmatched. She has truly changed the lives of my clients, helping them use her reverse mortgage product to help them stay in their homes or move...
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    Patricia C F
    SCARBOROUGH, ME
    Posted on April 19th, 2024 12:31 PM
    needless demands from underwriting ,in regards to voluntary HOA and Flood Claim,resulting in delayed closing
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    About
    With a rich background spanning three decades in the realms of mortgage, real estate, and insurance, I bring a wealth of expertise to the table. As your local specialist in Home Equity Conversion Mortgage (HECM) Reverse Mortgages, I find immense fulfillment in assisting customers aged 62 and above, guiding them seamlessly from initial education to the final closing stages. Every individual I engage with presents a unique narrative and financial situation, and it's truly gratifying to alleviate the financial burdens of homeowners in this age bracket, allowing them to remain comfortably in their homes.
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Year Started

    1909

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #485906