

Heather Hagner
2nd Vice President Mortgage Loan Officer | NMLS# 6...

Heather started at Central Bank in the 1990’s and returned in 2021, bringing with her a wealth of knowledge including extensive experience in purchases, refinances, debt consolidation, construction loans, land loans and home equity loans.He... Show More
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8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
She's very helpful and go beyond her work time to reach out to us. I highly recommend her and the Central Bank for home loans .
Heather provide all the information needed for me to get my home loan approved, she communicates every thing for smooth processing. She did a very good job and take care of her clients in away that gives client pease of mind.
Heather Hagner was very helpful and knowledgeable for getting us through buying our first home. Heather went through the whole process with us and made it seem like there was nothing to worry about to the best of both parties knowledge. I would...
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Reply from Heather Hagner
October 6th, 2026 03:04 PM
Case, I'm grateful to hear that I could assist you in buying your first home and make the process worry-free. Your recommendation means a lot to me, and I'm thankful for your kind words. If you ever need further assistance or information, Central...
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She made the process super simple and lots of advice and went to bat for first time home buyers
Reply from Heather Hagner
October 2nd, 2026 06:23 PM
Tara, I'm glad to hear that I could make the process simple for you and provide valuable advice as a first-time home buyer. Thank you for trusting me and Central Bank with this important milestone!
The process was quick and painless.
Reply from Heather Hagner
September 25th, 2026 05:05 PM
Shanon, I'm happy to hear that the process was quick and painless for you. Thank you for choosing Central Bank!
Heather is very personable. She took the time to listen and explain the home buying process thoroughly. She ascertained all our questions were answered.
Reply from Heather Hagner
August 27th, 2026 12:50 PM
Nancy, I'm pleased to know that I was able to assist you through the home buying process and ensure all your questions were answered. Thank you for your kind words and for choosing Central Trust Bank.
Communication was excellent, and they always answered all of our questions promptly. Thank you very much!
Reply from Heather Hagner
August 14th, 2026 08:35 PM
Gloria, I appreciate your kind words and am glad to hear that the communication met your expectations. Thank you for trusting me and Central Trust Bank!
Heather was great to work with!!
Reply from Heather Hagner
August 10th, 2026 02:23 PM
Kimberly, I appreciate your kind words and I'm glad you had a great experience working with me. Thank you for choosing Central Trust Bank!
Heather made the entire process very easy and stress free
Reply from Heather Hagner
July 20th, 2026 01:34 PM
James, I'm happy to hear that I could make the process easy and stress-free for you. Thank you for your positive feedback and for choosing Central Trust Bank.
Heather explained every question I had and I was not stressed through the process.
Reply from Heather Hagner
July 17th, 2026 04:55 PM
Sheryl, I'm grateful for your kind words and pleased to hear that I could answer all your questions and help make the process stress-free. Thank you for trusting me with your needs at Central Trust Bank.
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About
Heather started at Central Bank in the 1990’s and returned in 2021, bringing with her a wealth of knowledge including extensive experience in purchases, refinances, debt consolidation, construction loans, land loans and home equity loans.Heather grew up in Tebbetts, MO just north of Jefferson City, and graduated from Jefferson City High School. She and her husband Greg have two sons and live in Jefferson City. She is active with the Jefferson City Area Board of Realtors and Women’s Council of Realtors Jefferson City Area.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
Home Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 673311
Disclaimer
The Central Trust Bank NMLS ID # 407985