

Heather Dugan - First Commonwealth Mortgage
Market Mortgage Loan Originator | NMLS# 1049042

Heather Dugan has been in the mortgage industry for more than 20 years, beginning as a mortgage broker and now as a Market Mortgage Loan Originator at First Commonwealth Bank. She is experienced in conventional FHA, VA, OHFA, construction, ... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Heather was amazing. Always available to talk. She explained everything thoroughly and always kept things moving. I would Highly Recommend her to anyone looking for a mortgage!
Reply from Owner
March 20th, 2026 12:39 PM
Congrats!! It was a pleasure working with you.
What made it great was Heather Dugan. She was absolutely fantastic! She answered every call, talked to me until I completely understood what was happening, and always kept things moving. I would HIGHLY recommend her to anyone I know looking...
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Reply from Heather Dugan - First Commonwealth ...
February 12th, 2026 01:32 PM
I am so happy for you and your boys! Congrats!! Please let me know if I can ever help with anything else. It was such a pleasure helping you!
Heather returned phones call quickly and answered questions in a helpful manner. She went over and above our expectations.
Reply from Heather Dugan - First Commonwealth ...
February 12th, 2026 01:33 PM
Thank you so much! It was a pleasure working with you and Cheryl. Best wishes in your new home.
Heather was easy to work with and made what was at times a stressful situation for us easier to navigate. Excellent people skills.
Heather responded quickly and had our best interests at heart. She explained things thoroughly and she exceeded my expectatrions.
Reply from Heather Dugan - First Commonwealth ...
February 11th, 2026 01:33 PM
Congrats on your purchase! I am so happy for you both. Please let me if I can help with anything in the future.
Heather was always there to help and answer any questions.
Reply from Heather Dugan
February 2nd, 2026 06:15 PM
I'm grateful for your feedback, Sandra. It's important to me to be available and address any questions you might have throughout the process. If there's anything else I can assist you with in the future, just let me know.
You make house buying a breeze
Reply from Heather Dugan
December 29th, 2025 01:39 PM
Thank you Todd!! So happy for you. Congrats!
Heather answered all questions and was very efficient getting back to me
Reply from Heather Dugan
December 18th, 2025 01:13 PM
Thank you Kyla! I am so happy for you. Congrats on your new house!!
Heather was very friendly and helpful and responded very quickly to my questions.
Reply from Heather Dugan
December 16th, 2025 01:36 PM
Thank you Dana! I am so happy for you. Best of luck.
You could tell from the beginning that heather was very experienced and knew how to keep things moving in a positive direction. Quite prompt in communicating, and leading us through the various requirements needed for final closing. It was...
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Reply from Heather Dugan
November 26th, 2025 02:06 PM
I appreciate your kind words, Dale. It's great to know that my experience and communication were helpful in guiding you through the process smoothly. I'm honored by your willingness to recommend me to your friends and family. If there's anything...
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About
Heather Dugan has been in the mortgage industry for more than 20 years, beginning as a mortgage broker and now as a Market Mortgage Loan Originator at First Commonwealth Bank. She is experienced in conventional FHA, VA, OHFA, construction, portfolio product and second mortgage products. Heather is relentless in helping her customers to buy their first home, helping them understand how mortgages work and sharing in the excitement of one of their biggest financial decisions.
Heather lives in Norton, Ohio with her boyfriend Bill and near her three adult children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1049042
Hobbies
- Traveling
- Boating
- Family
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Disclaimer
First Commonwealth Mortgage NMLS # 479240