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Hayley Becraft - Senior Mortgage Loan Officer in Frederick, MD

Hayley Becraft

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Senior Mortgage Loan Officer

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Hayley brings over 30 years of real estate and mortgage experience to the Home Loans team. She specializes in land, construction and jumbo loans, as well as first-time homebuyer and self-employed borrower mortgages. She is most passionate a... Show More
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Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Overall Ratings
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5 Star
91%
4 Star
7%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Carrie C
    Woodbine, MD
    Posted on March 15th, 2021 10:10 AM
    My husband and I had been thinking about refinancing due to the current low interest rates. We reached out to Hayley and she guided us (and answered all of my questions) through the process of refinancing. She is definitely a wonderful asset...
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  • Encompass
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    Ronald L
    Frederick, MD
    Posted on March 15th, 2021 12:29 AM
    We had a new house built, we had sold 2 business properties refinanced our new home and Haley was involved all the way and made everything work. It was wonderful.
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    Paula D
    Frederick, MD
    Posted on March 14th, 2021 07:24 PM
    Hayley worked very hard for us on the purchase of our new home. She was patient with my questions and needs and worked with me to resolve any problems that arose. She is truly an asset to Sandy Spring Bank.
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    Laurene M
    Woodsboro, MD
    Posted on March 11th, 2021 02:58 PM
    Great communication
  • Encompass
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    James C
    Fairplay, MD
    Posted on March 10th, 2021 03:12 PM
    Our work with Hayley started with a construction loan, into a mortgage conversion, and now refinancing to a lower interest rate. Through the whole process, taking several years, Hayley has worked closely with us, demonstrating professionalism,...
    read more
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    Luis M
    Frederick, MD
    Posted on March 9th, 2021 04:39 AM
    Hayley and her staff were very helpful, friendly, and courteous throughout the whole refinancing process. They were on top of making sure that all documentation were properly documented and filed. 10/10 stars.
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    Ashley M
    Mount Airy, MD
    Posted on March 8th, 2021 06:12 PM
    Hayley was amazing, she was very responsive even after hours! She made me feel so comfortable throughout the whole process! Everything was so seamless!
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    Carly N
    New Market, MD
    Posted on February 25th, 2021 12:49 PM
    Hayley demonstrates expert advice in her support. She was our first point of contact in a process that was unfamiliar to us in the renovation of our home. She remains communicative and efficient as this process continues, guiding us by years...
    read more
  • Encompass
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    Carolyn M
    Jefferson, MD
    Posted on February 24th, 2021 03:09 PM
    Hayley was wonderful to work with. Communication was great through the whole process!
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    Candy S
    Damascus, MD
    Posted on February 24th, 2021 01:34 PM
    It was a smooth process and any questions we had were answered in a timely manner.
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    About
    Hayley brings over 30 years of real estate and mortgage experience to the Home Loans team. She specializes in land, construction and jumbo loans, as well as first-time homebuyer and self-employed borrower mortgages. She is most passionate about connecting with her clients, establishing trust and creating personalized solutions for each one.Hayley attended the University of Maryland and has been recognized on multiple occasions as a top producing Mortgage Loan Officer.When she isn’t helping clients, Hayley enjoys gardening, boating and fishing. She’s also quite crafty – making jewelry, herbal skin care products, tie dye clothing and more!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Medical Professional Mortgages
    USDA Loans
    Non-QM
    Cash-Out Refinances
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    Addresses and Serving Areas

    Year Started

    1988

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 408110
    Disclaimer

    Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.