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Hayley Becraft - Senior Mortgage Loan Officer in Frederick, MD

Hayley Becraft

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Senior Mortgage Loan Officer

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Hayley brings over 30 years of real estate and mortgage experience to the Home Loans team. She specializes in land, construction and jumbo loans, as well as first-time homebuyer and self-employed borrower mortgages. She is most passionate a... Show More
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Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Overall Ratings
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5 Star
91%
4 Star
7%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Jeffrey G
    Reisterstown, MD
    Posted on June 28th, 2021 09:17 PM
    I appreciate the availability of the secure portal and the closing was a breeze! Thanks!
  • Encompass
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    Lynne M M
    Annapolis, MD
    Posted on June 28th, 2021 01:26 PM
    Hayley and the Sandy Spring team including Erica Clore were very responsive. A few minor glitches along the way but nothing significant and they were always quick to respond and correct. Sandy Spring has been a great bank for our family for...
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  • Encompass
    S
    Stephen R P
    Annapolis, MD
    Posted on June 26th, 2021 06:42 PM
    Heyley was extremely responsive at every twist and turn of the process. It was great to have her help and expertise. She’s terrific!
  • Encompass
    A
    Adam S
    New Market, MD
    Posted on June 23rd, 2021 12:26 AM
    Hayley was able to answer all of my questions and provided great advice. She made herself available to me basically 24/7 and made me feel very comfortable through the entire process. I couldn’t have asked for a better experience.
  • Encompass
    J
    Joshua A W
    New Windsor, MD
    Posted on June 21st, 2021 01:36 PM
    The help with the refinance loan was a little bit of a challenge for me dealing with a computer. Haley and Lynn were able to help me through it.
  • Encompass
    P
    Patricia A C
    Mount Airy, MD
    Posted on June 19th, 2021 06:29 PM
    Hayley was amazing as always and everyone was very pleasant and on top of everything. Thank you very much for the great assistance!
  • Encompass
    B
    Bryan J B
    Baltimore, MD
    Posted on June 16th, 2021 09:49 PM
    The requirements mad ofr an tremendous mout of busy work
  • Encompass
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    Hermes B
    Elkridge, MD
    Posted on June 10th, 2021 07:06 PM
    Hayley and her team were very professional and efficient at helping me with my refinance application. They answered all my questions during the process, and were quickly able to resolve some small issues that came up.
  • Encompass
    M
    Mary T L
    Annapolis, MD
    Posted on June 9th, 2021 02:08 PM
    Hayley, as always, was pleasant, efficient and informative. It has been a pleasure working with her.
  • Encompass
    R
    Robert L L
    Annapolis, MD
    Posted on June 9th, 2021 12:23 PM
    We were introduced to Sandy Spring by our builder, Greg Lauer, in 2016. Working with Hayley on the construction loan was a great experience. As a result, Sandy Spring was our first choice for our latest transaction.
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    About
    Hayley brings over 30 years of real estate and mortgage experience to the Home Loans team. She specializes in land, construction and jumbo loans, as well as first-time homebuyer and self-employed borrower mortgages. She is most passionate about connecting with her clients, establishing trust and creating personalized solutions for each one.Hayley attended the University of Maryland and has been recognized on multiple occasions as a top producing Mortgage Loan Officer.When she isn’t helping clients, Hayley enjoys gardening, boating and fishing. She’s also quite crafty – making jewelry, herbal skin care products, tie dye clothing and more!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Medical Professional Mortgages
    USDA Loans
    Non-QM
    Cash-Out Refinances
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    Addresses and Serving Areas

    Year Started

    1988

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 408110
    Disclaimer

    Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.