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Gus Ruiz - Senior Mortgage Banker in Columbia, MO

Gus Ruiz

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Senior Mortgage Banker

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Located here in Mobile, Alabama, our team is proud to serve the Gulf Coast community we call home. We understand that buying a home is not just a financial decision, but an importat step in building stability, family, and a long-term founda... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    C
    Chase H K
    Mobile, AL
    Posted on May 22nd, 2026 04:45 PM
    Gus communicated and kept me up-to-date throughout the entire process and made sure things kept moving. Couldn't ask for a better experience!
    Reply from Gus Ruiz
    May 26th, 2026 09:50 AM
    It was so great getting to work with you. Hope you make tons of great memories in your new home.
  • Encompass
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    Lauren Y
    Mobile, AL
    Posted on April 25th, 2026 02:57 PM
    Great communication
    Reply from Gus Ruiz
    April 25th, 2026 04:07 PM
    Thank you Lauren, it was a pleasure working with you.
  • Encompass
    L
    Lauren C
    Biloxi, MS
    Posted on April 7th, 2026 03:12 PM
    Gus was very communicative during the entire process. Any questions, comments, and or concerns that I had he was available and ready to help!
    Reply from Gus Ruiz
    April 7th, 2026 05:01 PM
    So great working with you. Thank you for trusting us and congratulations once more on your new home.
  • Encompass
    T
    Tony A
    Mobile, AL
    Posted on February 27th, 2026 11:42 AM
    Gus is there from START to FINISH. He's hands on, communicative, and an amazing support partner. 1000/10
    Reply from Gus Ruiz
    February 27th, 2026 03:28 PM
    Your clients always have a smile on their faces at closing. It's always a pleasure working with you.
  • Encompass
    N
    Nicole T O
    Mobile, AL
    Posted on February 26th, 2026 04:09 PM
    First time time home buyer, so I was nervous going in but Gus was very attentive and made sure we were updated in every step of the process!
    Reply from Gus Ruiz
    February 26th, 2026 06:49 PM
    It was our pleasure being part of this milestone for you and your family. Congratulations to you guys!
  • Encompass
    D
    Deborah L R
    Mobile, AL
    Posted on December 31st, 2025 06:11 PM
    Gus and his Team provided top notch customer service throughout this transaction. His communication was the BEST! I am appreciative of the great working relationship with Gus.
    Reply from Gus Ruiz
    December 31st, 2025 06:28 PM
    Thank you, that really means a lot. I enjoyed working you and really value our working relationship. Communication and teamwork makes all the difference.
  • Encompass
    C
    Cecily J
    Mobile, AL
    Posted on December 31st, 2025 02:52 PM
    Gus and his team were very professional and attentive. They constantly communicated with me so that I always knew where we were in the process. There were no surprises at all. It was an extremely pleasant experience.
    Reply from Gus Ruiz
    December 31st, 2025 06:10 PM
    It was a pleasure working with you, and I really appreciate you trusting us with such an important milestone.
  • Encompass
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    James S
    Mobile, AL
    Posted on December 25th, 2025 02:20 PM
    It just was
    Reply from Gus Ruiz
    January 5th, 2026 03:20 PM
    I'm glad you took the time to rate your experience, James. If there's anything specific you'd like to discuss or any way I can assist further, please feel free to reach out to me directly. I appreciate your feedback and am here to help.
  • Encompass
    J
    Jillian R B
    Mobile, AL
    Posted on December 11th, 2025 02:22 PM
    Gus and his team were very efficient and excellent to work with! Gus was very detailed with the information he provided to me to help me choose the best loan for my situation. He made the whole process easy and stress free!
    Reply from Gus Ruiz
    December 11th, 2025 08:50 PM
    Thank you so much for this. Truly means a lot. I’m glad we could make things smooth and stress free for you. That’s always the goal.
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    R
    Richard Q
    Posted on December 3rd, 2025 04:08 PM
    A true professional! This guy is one of the best in the industry. If you don't utilize his services, you are missing out.
    Reply from Gus Ruiz
    May 26th, 2026 09:51 AM
    Thank you Richard.
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    About
    Located here in Mobile, Alabama, our team is proud to serve the Gulf Coast community we call home. We understand that buying a home is not just a financial decision, but an importat step in building stability, family, and a long-term foundation for your future. As local lenders, we know the neighborhoods, the market, and the people who make Mobile special. Whether you are purchasing your first home, moving into something new, or exploring your options, we are here to guide you with clarity and care every step of the way. Ready to begin your homebuying journey? We are ready to help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Central Standard Time (CST)
    Licenses
    • AL, GA, MS, FL
    Hobbies
    • Running, pickleball, golf, tennis.
    Disclaimer
    NMLS# 224149